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Melissa Lobo

Research Analyst at UBS Group AG

Melissa Lobo is a Research Analyst at UBS Group AG, specializing in equity research with a focus on real estate and financial companies. She has covered specific companies including Ares Commercial Real Estate, Adamas Trust, and Assured Guaranty, participating in earnings calls by asking targeted questions on capital allocation, regulatory factors, and market opportunities. Lobo covers for senior analyst Doug Harder, as seen in recent Q3 2025 transcripts, though detailed performance metrics such as success rates or rankings are not publicly available. She joined UBS around 2018 or later based on her activity, with prior experience not specified in available sources, and holds no listed professional credentials like FINRA registrations.

Melissa Lobo's questions to Ares Commercial Real Estate (ACRE) leadership

Question · Q4 2025

Melissa Lobo inquired about the most attractive risk-adjusted returns across hotel, industrial, and storage sectors, and how new origination spreads compare to repayment levels. She also asked for details on milestones or covenants for the Arizona office loan's upgraded risk-rated tranche to maintain its rating.

Answer

CEO Bryan Donohoe stated that ACRE sees broad opportunities across many sectors (excluding office), prioritizing principal protection and durable capital structures. He noted tighter spreads for logistics/industrial and multifamily, higher yields for self-storage, and selective, enhanced yields for hospitality. Regarding the Arizona office restructuring, he explained that specific covenants are confidential but generally aim for business plan acceleration, sponsor expertise, and capital commitment.

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