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    Mikhail ButkovThe Goldman Sachs Group, Inc.

    Mikhail Butkov's questions to Kaspi.kz AO (KSPI) leadership

    Mikhail Butkov's questions to Kaspi.kz AO (KSPI) leadership • Q3 2024

    Question

    Mikhail Butkov of Goldman Sachs inquired about how Kaspi's core management team plans to allocate its time between its established Kazakhstan operations and the new, large-scale projects in Turkey and potentially Uzbekistan.

    Answer

    CEO Mikheil Lomtadze explained that there is no specific metric for time allocation. He stressed that Hepsiburada has a strong, existing management team and Kaspi's role is not to dictate but to collaborate. The approach will involve sharing technology, resources, and experience to help the company improve, rather than a top-down management takeover. He noted he would personally spend time in Turkey to facilitate knowledge sharing.

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