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    Mindy Gao

    Research Associate at CLSA

    Mindy Gao is a Research Associate at CLSA, specializing in equity research within the Asian markets. She covers companies across key sectors relevant to CLSA’s research mandate, contributing detailed financial analysis and sector insights to support investor decisions. With her career at CLSA starting in the associate research track, she has progressed by delivering data-driven recommendations and building expertise in fundamental company analysis. Mindy holds strong academic credentials and applies rigorous research methodology in her role, supporting senior analysts with her analytical acumen and finance training.

    Mindy Gao's questions to PRUDENTIAL (PUK) leadership

    Mindy Gao's questions to PRUDENTIAL (PUK) leadership • Q1 2023

    Question

    Asked about the business outlook for China in the second half of the year and the sustainability of the strong growth from Mainland Chinese Visitors (MCV) in Hong Kong.

    Answer

    Management stated that China's fundamental demand drivers remain strong, though they are actively rebalancing the product mix for long-term value, which may have a short-term impact. They are very optimistic about Hong Kong, noting that MCV traffic is recovering towards pre-pandemic levels and that while savings products are currently popular, the number of health and protection policies sold is also high, indicating a future normalization of the business mix.

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