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    Mirela Rodrigues de Oliveira

    Research Analyst at Bank of America

    Mirela Rodrigues de Oliveira is a Research Analyst at Bank of America (Merrill Lynch Brazil), specializing in the Brazilian education sector, with a focus on covering companies such as Ser Educacional and Cogna Educação. Known for her in-depth equity research and sector-specific reports, she has contributed to BofA Global Research's recognized analytical output and frequently participates in earnings calls with top education firms. Mirela's career at Bank of America has included authorship of influential valuation reports with detailed financial modeling, reflecting expertise in risk analysis and M&A impacts in the sector. She is an officially contributing analyst on record for regulatory research certifications and is cited among key analysts following major Brazilian education stocks.

    Mirela Rodrigues de Oliveira's questions to Vasta Platform (VSTA) leadership

    Mirela Rodrigues de Oliveira's questions to Vasta Platform (VSTA) leadership • Q4 2024

    Question

    Mirela Rodrigues de Oliveira of Bank of America questioned the 20% year-on-year increase in Q4 G&A expenses, excluding contingency reversals, and asked if this represented a new, higher level of spending.

    Answer

    Guilherme Melega (Executive) clarified that as a percentage of sales, G&A remained flat. He pointed to a minor increase in commercial expenses as a percentage of revenue, from 16.6% to 16.9%, tied to business growth, but emphasized overall G&A stability.

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    Mirela Rodrigues de Oliveira's questions to Afya (AFYA) leadership

    Mirela Rodrigues de Oliveira's questions to Afya (AFYA) leadership • Q3 2024

    Question

    Mirela Rodrigues de Oliveira questioned the accelerating decline in monthly active users for digital services and asked about the margin ramp-up at the recently acquired Unidom, including key drivers and challenges.

    Answer

    Executive Renata Couto attributed the user decline to the transition to the new Portal Afya, a normal effect of such a platform change. CEO Virgilio Deloy Gibbon added that while active users dipped, the number of paying users increased due to enhanced data collection. CFO Luis Andre Blanco reported that Unidom is outperforming expectations, with occupancy jumping from 60% to 80% in two months, and he anticipates further margin expansion from full occupancy and systems integration in 2025.

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