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    Mitch Rubin

    Research Analyst at Raymond James

    Mitchell Rubin is an Equity Research Associate at Raymond James, specializing in financial services, capital markets, and banking, with coverage of personal investing and investment banking companies. Having joined Raymond James in October 2024, he brings prior experience as a Retirement Plan Consultant and Wealth Management Intern, and he holds a Bachelor of Science from the University of Tampa. Over his tenure, Rubin has developed valuable expertise in financial analysis and investment research, though performance metrics such as success rates or specific analyst rankings are not publicly available. His professional credentials are consistent with industry standards for equity research analysts, though public records regarding securities licenses or FINRA registration for Rubin are not found.

    Mitch Rubin's questions to EverQuote (EVER) leadership

    Mitch Rubin's questions to EverQuote (EVER) leadership • Q4 2024

    Question

    Mitch Rubin, on behalf of Greg Peters, inquired about the 2025 free cash flow outlook and the impact of the vacated FCC rule on cash operating expenses.

    Answer

    CFO Joseph Sanborn stated that adjusted EBITDA remains a good proxy for operating cash flow and expects this to continue in 2025. He clarified the FCC rule change does not directly impact cash operating expenses, which are expected to increase modestly in the second half of the year to fund strategic investments while maintaining current EBITDA margin levels.

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