Question · Q3 2025
Nick Grant applauded the proactive credit measures and asked about the bank's perspective on franchise upstream optionality, such as M&A activity, as a strategy to enhance shareholder value, especially given the improved tangible book value and increasing industry M&A.
Answer
Eric Newell, CFO, stated that the bank is focused on its strategic plan to build shareholder value through C&I diversification, improving its funding profile, and enhancing pre-provision net revenue, which should drive improved ROA and ROTC. Susan Riel, Chair, President, and CEO, added that the board continuously evaluates all options that could add value for shareholders.
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