Sign in

You're signed outSign in or to get full access.

Nick Lord

Director of Research for the ASEAN Research Department at Morgan Stanley

Nick Lord is a Director of Research for the ASEAN Research Department at Morgan Stanley, specializing in ASEAN banks coverage while based in Singapore. He covers specific companies including Standard Chartered (GB:STAN), Hang Seng Bank (HK:0011), HSBC (GB:HSBA), and various ASEAN financial institutions, with an impressive TipRanks performance track record of 83% success rate across 39 ratings and average return of +7.50% per rating over one year, ranking him #4,722 out of 9,358 Wall Street analysts. Lord began his career in 1995 covering UK and European banks such as HSBC and Standard Chartered, worked at Citigroup (1998-2003) and Deutsche Bank (2003-2005) in London, headed Asian banks at Macquarie Securities in Hong Kong from 2006, and joined Morgan Stanley where his team has ranked in the top three Institutional Investor Asian banks teams for the past four years. He holds a B.A. (Hons) from the University of Leeds and an M.Phil from the University of Cambridge.

Nick Lord's questions to HSBC HOLDINGS (HSBC) leadership

Question · Q4 2025

Nick Lord inquired about the components driving HSBC's 5% revenue growth target by 2028, specifically asking about the wealth trajectory, its sustainability, and plans for growing the markets business in Asia.

Answer

Group CFO Georges Elhedery highlighted strong 2025 growth across all businesses and key metrics, strategic alignment with structural growth opportunities in Hong Kong, Asia, and the Middle East, and significant investment in growth areas. Group Chief Risk and Compliance Officer Pam Kaur added that 2026 expects broad-based revenue growth, with low single-digit Banking NII growth driven by deposits, and continued positive momentum in wealth and transaction banking, anticipating broader balance sheet growth in Asia beyond 2026.

Ask follow-up questions

Fintool

Fintool can predict HSBC HOLDINGS logo HSBC's earnings beat/miss a week before the call