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Pietro Nobili Ruz

Research Analyst at Banco BTG Pactual S.A.

Pietro Nobili Ruz is an Asset Management Local Equities Analyst at BTG Pactual Chile, specializing in Chilean equities with a focus on the local financial and corporate sectors. He has actively engaged with and covers major Chilean companies such as Banco Santander Chile, participating in high-profile earnings calls and industry discussions. Pietro began his career in financial analysis in Chile and has established himself as a key local equities analyst since joining BTG Pactual, where he is recognized for his expertise in market dynamics and in-depth company research. His professional credentials include deep sector knowledge and a strong track record of analytical rigor, although no specific FINRA or international securities licenses are publicly listed for his role in the Chilean market.

Pietro Nobili Ruz's questions to BANCO SANTANDER CHILE (BSAC) leadership

Question · Q2 2025

Pietro Nobili Ruz from BTG Pactual Chile questioned the bank's initiatives to increase the consumer portfolio's share of total loans back to historical levels, such as 17%, and the expected timeline for this change.

Answer

Andrés Sansone, Chief Economist, explained that the bank intends to grow its consumer lending book organically and cautiously, prioritizing prudent capital deployment over rapid expansion. He mentioned that while initiatives like securitization could help if regulations change, the shift in the portfolio mix will be a gradual process over time, not a rapid convergence within a specific timeframe like 24 months.

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Question · Q2 2025

Pietro Nobili Ruz from BTG Pactual Chile questioned the bank's strategy and timeline for increasing the proportion of consumer loans within its total loan portfolio back to historical levels.

Answer

Andrés Sansone, Chief Economist, explained that the bank aims to grow its consumer loan book organically and cautiously, prioritizing prudent lending over rapid expansion. He mentioned that while initiatives like securitization could help if regulations permit, the shift in the portfolio mix will be a gradual process rather than a rapid convergence.

Ask follow-up questions

Fintool

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