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    Qingqing Mao • China International Capital Corporation

    Qingqing Mao is a senior analyst at China International Capital Corporation (CICC), specializing in equity research for leading Chinese insurance firms. She covers companies such as Ping An Insurance, PICC, ZhongAn Online, and Prudential, and leads her team in forecasting company financial performance, including sector-best projections such as the 22% profit decline estimate for Ping An. Mao has been cited by major financial media for her accurate and timely market analysis, and has developed strong industry relationships evidenced by direct analyst engagement with covered firms. While specific licensing or ranking details are not available, she is recognized regionally for her incisive company-level research and is an invited participant in earnings calls for leading insurance companies.

    Qingqing Mao's questions to Huize Holding Ltd (HUIZ) leadership

    Qingqing Mao's questions to Huize Holding Ltd (HUIZ) leadership • Q4 2024

    Question

    Qingqing Mao of CICC inquired about the impact of the commission cap regulation, asking if its one-off effects have subsided and if market competition has improved. She also asked for specifics on how AI technology enhances operations and what financial outcomes can be expected.

    Answer

    Co-CFO Kwok Ho Tam responded that the impact of commission caps is fully reflected in Q4 results and the new industry structure is established. He believes this will lead to market consolidation favoring top-tier players like Huize, which has a cost advantage. On AI, Mr. Tam explained it will create a more nimble fixed cost base, increase operating leverage by supporting scalable growth with less human resources, and improve the customer journey. He noted the recent DeepSeek integration is already showing encouraging results.

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