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Rachel Harnane

Research Analyst at Deutsche Bank Ag\

Rachel Harnane is not listed as an analyst at Deutsche Bank, and no professional profiles exist linking the name to equity research or analyst roles at the firm. The closest matching professionals, such as Richa Harnain and Richa Harne, are identified as Director of Transportation and Airfreight Equity Research and Associate Analyst at Deutsche Bank, respectively, specializing in transportation and financial sectors. No evidence of Rachel Harnane's equity coverage, performance metrics, career timeline, or securities credentials can be found in available sources. Based on current public information, there is no record of Rachel Harnane holding an analyst or research position at Deutsche Bank.

Rachel Harnane's questions to Knight-Swift Transportation Holdings (KNX) leadership

Question · Q3 2025

Rachel Harnane (Deutsche Bank) asked for clarification on the LTL segment's Q4 demand and margin guidance, noting expected sequential degradation despite strong Q3 results, and sought an update on the long-term synergy potential between Knight-Swift's truckload and LTL operations.

Answer

CEO Adam Miller acknowledged early Q4 LTL softness and the conservative margin guidance, attributing it to typical seasonal slowdowns, especially in December, and ongoing cost management efforts. He highlighted encouraging bid season discussions for late Q1/Q2 2026. Miller elaborated on TL/LTL synergies, including leveraging empty lanes and internalizing purchase transportation, emphasizing early innings of system-enabled collaboration. CFO Andrew Hess detailed Q3 LTL margin improvements from insourcing purchase transportation, reduced headcount, and technology implementation in pickup and delivery, noting these structural cost improvements are expected to continue, with Q4 margins primarily impacted by volume sensitivity.

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