Ron Hwa's questions to Jiayin Group Inc (JFIN) leadership • Q2 2025
Question
Ron Hwa of Genu Asset inquired about the potential impact of new regulations on Jiayin Group's high-growth loan facilitation business and the company's strategy for shareholder returns, including dividends and share repurchases.
Answer
A company spokesperson, translating for management, explained that while licensed institutions are currently cautious, Jiayin Group is proactively preparing contingency plans and believes its core tech advantages will be appealing to partners, viewing the regulations as a long-term positive. CFO Frank Cunning (via translation) reiterated the annual dividend policy of approximately 30% of net income and highlighted the recent increase in the share repurchase authorization to US$80 million.