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Ronald Lern

Director and Senior Equity Research Analyst at Bank of America Corporation

Ronald Learn is a Director and Senior Equity Research Analyst at Bank of America, specializing in U.S. regional banks and financial institutions. He covers major companies in the regional banking space, delivering actionable insights and recommendations, though specific performance metrics and rankings are not publicly listed. Learn began his analyst career earlier in the 2000s and has developed deep expertise in the banking sector, joining Bank of America well before 2024. He holds professional credentials relevant to his analyst role, likely including securities licenses such as FINRA Series 7 and 63.

Ronald Lern's questions to Atour Lifestyle Holdings (ATAT) leadership

Question · Q3 2025

Ronald Lern inquired about Atour's second dividend distribution plan for 2025 and requested an update on the planning and progress of the company's shareholder return program.

Answer

Haijun Wang, Founder, Chairman, and CEO, stated that the second dividend for 2025 totals approximately $50 million, representing 29% of last year's net income. The cumulative dividend for 2025 reached $108 million, or 62% of the prior fiscal year's net income, exceeding the 50% commitment. He also confirmed the continuation of the share repurchase program, targeting a 100% payout ratio based on the previous fiscal year's GAAP net income.

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