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    Ruby Alvarado

    Senior Analyst at BCI

    Ruby Alvarado is a Senior Analyst at BCI, specializing in equity research with a primary focus on the financial services and banking sectors. She covers prominent companies such as Banco de Chile, Banco Santander Chile, and Banco BICE, and has established a strong performance track record, frequently ranking in the top quartile among Latin American financial analysts and achieving an estimated 65% success rate on investment recommendations with consistent positive returns. Ruby began her career in investment research in 2012, previously holding positions at Celfin Capital and Credicorp Capital before joining BCI in 2019. She maintains multiple professional credentials, including FINRA Series 7 and Series 63 licenses, and is recognized for her in-depth sector expertise and influential research contributions.

    Ruby Alvarado's questions to Enel Chile (ENIC) leadership

    Ruby Alvarado's questions to Enel Chile (ENIC) leadership • Q2 2025

    Question

    Ruby Alvarado from BCI posed questions about the possibility of future impairments related to the SALINA project, the drivers behind cost reductions in the distribution segment, and the reason for the year-over-year increase in financial expenses.

    Answer

    CFO Simone Conticelli stated that no further impairments are expected for the SALINA project as its value is now quite low. He attributed cost reductions in distribution to specific cost containment initiatives. The increase in financial expenses was explained by lower cost capitalization, as several large projects under construction are now operational.

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    Ruby Alvarado's questions to Enel Chile (ENIC) leadership • Q2 2025

    Question

    Ruby Alvarado from BCI asked about the potential for future impairments on the SALINA project, the reasons for cost reductions in the distribution segment, and the cause of the year-over-year increase in quarterly financial expenses.

    Answer

    CFO Simone Conticelli stated that no further impairments are expected for the SALINA project as its value is now low. He attributed cost reductions to ongoing efficiency efforts and explained that higher financial expenses were due to lower cost capitalization now that major projects are operational.

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