Shane Matthews

Shane Matthews asked if Intercorp Financial Services expects to maintain the same level of coverage as in 2025, given the anticipated increase in the share of higher-risk loans.

Answer

Luis Felipe Castellanos (CEO, Intercorp Financial Services) indicated that coverage levels would align with higher provisions resulting from an improved cost of risk. Michela Casassa (CFO, Intercorp Financial Services) confirmed that with the increasing high-yielding loan portfolio, the cost of risk should increase, and coverage levels are expected to remain very similar to those seen in 2025.

Shane Matthews asked if the company expects to maintain the same level of coverage as in 2025, given the anticipated increase in the share of higher-risk loans.

Answer

Luis Felipe Castellanos, CEO of Intercorp Financial Services, and Michela Casassa, CFO of Intercorp Financial Services, confirmed that as the higher-yielding loan portfolio grows, leading to an increase in cost of risk, the levels of coverage are expected to remain very similar to those seen in 2025.