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    Thiago RenzoThe Goldman Sachs Group, Inc.

    Thiago Renzo's questions to Banco Santander Brasil SA (BSBR) leadership

    Thiago Renzo's questions to Banco Santander Brasil SA (BSBR) leadership • Q2 2025

    Question

    Thiago Renzo from The Goldman Sachs Group, Inc. asked for the outlook on fee income, specifically seeking potential for improvement in insurance and capital markets, and whether the double-digit growth in the cards business is sustainable.

    Answer

    CEO Mario Roberto Opice Leão expressed confidence in fee income growth. He expects the cards business to continue its growth trajectory as a strategic pillar. He anticipates the insurance segment will resume growth in Q3, driven by new products and a strengthened sales force. For capital markets, he sees a stronger pipeline in Q3, particularly in debt. Overall, he expects a very strong performance from the fees business in the second half of the year.

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