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    Timur BrazilerWells Fargo

    Timur Braziler's questions to UMB Financial Corp (UMBF) leadership

    Timur Braziler's questions to UMB Financial Corp (UMBF) leadership • Q1 2025

    Question

    In a follow-up question, Timur Braziler asked about UMB's appetite for utilizing its newly authorized share buyback program.

    Answer

    CEO J. Kemper and CFO Ram Shankar clarified that the share repurchase authorization is a routine, annual corporate action taken 'like clockwork' to maintain flexibility. They stressed that nothing specific should be read into the timing of the authorization and the current focus remains on capital allocation for the Heartland integration.

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