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    Tomasz Grzelak

    Research Analyst at MainFirst Bank

    Tomasz Grzelak's questions to Julius Baer Group (JBAXY) leadership

    Tomasz Grzelak's questions to Julius Baer Group (JBAXY) leadership • Q4 2015

    Question

    Tomasz Grzelak of MainFirst Bank asked for more detail on the drivers behind the nearly CHF 1 billion increase in credit risk-weighted assets during the second half of the year.

    Answer

    CFO Dieter Enkelmann clarified that the increase in risk-weighted assets was primarily driven by growth in the lending and treasury portfolios. He noted that a significant portion of these portfolios is in U.S. dollars, so the strengthening of the USD against the Swiss Franc led to a longer balance sheet and consequently higher risk-weighted assets.

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