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    Vinit Malhotra

    Research Analyst at Mediobanca S.p.A.

    Vinit Malhotra is an Equity Analyst at Mediobanca S.p.A., specializing in European insurance and financial services coverage. He closely follows companies such as Zurich Insurance Group, Swiss Re, Sampo Oyj, and Gjensidige, regularly providing research and earnings call analysis with a neutral recommendation track record on major stocks. Malhotra has established his expertise through consistent analyst coverage since at least 2023, previously holding roles in the finance sector before joining Mediobanca. Demonstrating professional standing, he is referenced as a key analyst by listed firms and is known for his equity research credentials supporting investor relations teams at prominent insurers.

    Vinit Malhotra's questions to Sampo (SAXPY) leadership

    Vinit Malhotra's questions to Sampo (SAXPY) leadership • Q1 2025

    Question

    Vinit Malhotra asked why Sampo's retention is increasing while peers report declines, requested color on the claims component of Topdanmark synergies, and inquired about the impact of recent new car sales trends in the Nordics.

    Answer

    Executive Morten Thorsrud attributed strong retention to providing good service and accurate pricing. He explained that claims synergies are mainly from procurement, leveraging Topdanmark's superior purchasing power in Denmark. Regarding new car sales, he noted a slight Q1 increase from low levels, attributing country-specific volatility like in Norway to changes in car taxation rather than a fundamental shift in buying behavior.

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