Sign in

You're signed outSign in or to get full access.

Wenjie Dai

Research Analyst at SWS Partners

Wenjie Dai is an Equity Analyst at SWS Research, specializing in covering Chinese internet and e-commerce companies including Uxin Limited. He delivers in-depth research and investment analysis on company-specific fundamentals, contributing to market outlook and investment decision-making in the sector. With a career at SWS Research, Dai focuses on timely coverage and fundamental reviews, but publicly disclosed performance metrics, success rates, or platform rankings for his research are not available. His professional credentials and previous firm experience are not detailed in accessible public records.

Wenjie Dai's questions to Uxin (UXIN) leadership

Question · Q3 2025

Dai Wenjie with SWS Research inquired about the sustainability of Uxin's current gross margin level, which reached a three-year high of 7.5% this quarter, and what factors could further drive future margin improvements.

Answer

John Lin, CFO of Uxin, explained that the 7.5% gross margin is a new high driven by stabilized new car pricing and improved profitability at existing Xi'an and Hefei superstores (exceeding 8%), as well as the ramp-up of the Wuhan superstore. He highlighted future drivers including continued stable vehicle prices, enhanced data-driven pricing accuracy, and increased penetration of high-margin value-added services, targeting a long-term gross margin of around 10%.

Ask follow-up questions

Fintool

Fintool can predict Uxin logo UXIN's earnings beat/miss a week before the call

Question · Q3 2025

Wenjie Dai with SWS Research asked about the sustainability of Uxin's 7.5% gross margin, a three-year high, and inquired about factors that could further drive margin improvement going forward.

Answer

CFO John Lin explained that the gross margin improvement was driven by new car pricing stabilization and the improving profitability of the Wuhan superstore, noting existing Xi'an and Hefei superstores already exceeded 8%. Lin identified future drivers for expansion, including stable vehicle prices due to industry policies, enhanced data-driven pricing capabilities reducing loss-making vehicles, and increased penetration of higher-margin value-added services. Uxin's long-term target gross margin is around 10%.

Ask follow-up questions

Fintool

Fintool can write a report on Uxin logo UXIN's next earnings in your company's style and formatting

Question · Q2 2026

Wenjie Dai of SWS Research asked about the specific measures that contributed to the Wuhan superstore's faster and more successful ramp-up compared to earlier locations like Hefei and Xi'an.

Answer

CEO Kun Dai, who also serves as the General Manager for the Wuhan superstore, attributed the success to three key factors: the highly mature and replicable digital business management system refined over four years, fully standardized business processes with established organizational and talent development systems, and the experienced Wuhan management team that avoided past mistakes, accelerating execution and shortening talent development cycles.

Ask follow-up questions

Fintool

Fintool can auto-update your Excel models when Uxin logo UXIN reports