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    William Gregozeski • Greenridge Global LLC

    William Gregozeski's questions to Barfresh Food Group Inc (BRFH) leadership

    William Gregozeski's questions to Barfresh Food Group Inc (BRFH) leadership • Q2 2025

    Question

    William Gregozeski of Greenridge Global LLC asked for a breakdown of the $1.8 million in inventory, the timing for announcing new school wins, and specific details on current and future manufacturing capacity for bottles and cartons.

    Answer

    CFO Lisa Roger clarified that the inventory is now primarily composed of bottled products, built up during the summer to prepare for the school year. CEO Riccardo Delle Coste added that new school wins will be updated as schools return and final bids are awarded. Regarding capacity, Delle Coste projected that bottle manufacturing capacity will reach 20-25 million units annually with the new partner in 2026. Roger noted that carton capacity is not a constraint and is roughly three times the current sales volume.

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    William Gregozeski's questions to MoneyHero Ltd (MNY) leadership

    William Gregozeski's questions to MoneyHero Ltd (MNY) leadership • Q1 2025

    Question

    Asked about the strategic implications of the new OSL partnership for entering the digital asset space, the sustainability of recent gross margin improvements as revenue scales, and the expected growth of operating costs in relation to the company's revenue targets and AI integration.

    Answer

    The OSL partnership is a strategic exploration of the high-margin digital asset space, with no definitive investment decisions made yet. The significant improvement in cost of revenue and gross margin is considered sustainable, driven by a strategic shift to higher-margin products and optimized rewards spending, not just short-term cuts. Operating costs are expected to grow at a much slower rate than revenue, creating operating leverage, due to a reset cost structure, scalable technology, and AI-driven efficiencies.

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    William Gregozeski's questions to MoneyHero Ltd (MNY) leadership • Q4 2024

    Question

    The analyst inquired about the impact of the recent reorganization on cost structure and margins, the outlook for advertising and marketing expenses, plans for AI and automation, and the strategy to leverage the NASDAQ listing and improve the stock price.

    Answer

    The reorganization has created a leaner, more efficient organization with significant cost savings (45% YoY reduction in employee expenses) and improved operating leverage, as seen in the reduced adjusted EBITDA loss. Marketing spend is now more disciplined and focused on ROI after a period of deliberate investment, with a 23% YoY reduction in Q4. The company is pursuing an "AI-first" strategy to enhance operational efficiency and scale the business without increasing headcount. Management believes executing its core efficiency strategy to drive profitable growth will ultimately lead the market to recognize the company's value and improve the stock price.

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    William Gregozeski's questions to Flexible Solutions International Inc (FSI) leadership

    William Gregozeski's questions to Flexible Solutions International Inc (FSI) leadership • Q1 2025

    Question

    The analyst asked about potential margin impacts from high-tariff raw materials, the expectation for sustained operating expenses after the Peru and Panama expansions, and the company's future dividend policy.

    Answer

    There will be no significant margin hit from tariffs, although a small amount of product was affected. There will be sustained operating cost increases from additional accounting staff and software upgrades, as well as carrying employees for the transition. Regarding the dividend, the board prefers the current flexibility but may consider a small, regular dividend supplemented by special dividends in the future, though no decision has been made.

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    William Gregozeski's questions to Flexible Solutions International Inc (FSI) leadership • Q1 2025

    Question

    William Gregozeski of Greenridge Global inquired about the potential margin impact from high-tariff raw materials, whether to expect sustained operating expenses from the Peru and Panama expansions, and the company's future dividend policy.

    Answer

    CEO Daniel O’Brien confirmed there would be no significant margin hit from tariffs, though a minor impact was unavoidable. He explained that sustained operating costs will increase due to the need for more accounting staff and software to support the expanded business. Regarding dividends, O'Brien stated the Board values flexibility but might consider a small, regular dividend augmented by special dividends in the future.

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    William Gregozeski's questions to Flexible Solutions International Inc (FSI) leadership • Q2 2024

    Question

    Inquired about the rationale behind the sale of the Florida, LLC, the use of proceeds from the sale, the specific terms of recent option grants, the sustainability of current gross margins, and the outlook for the agriculture business.

    Answer

    The executive explained the Florida, LLC sale was strategic, retaining a key supply agreement while adding a partner focused on sales growth. The cash will be held for now. He confirmed the strict vesting terms for options are tied to $100 million in drug revenue. Gross margins were high due to a favorable mix and are at the top end of the expected range, while the Ag business is stable with a cautiously positive outlook.

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    William Gregozeski's questions to Flexible Solutions International Inc (FSI) leadership • Q2 2024

    Question

    William Gregozeski of Greenridge Global asked about the rationale behind selling the Florida, LLC, the intended use for the cash proceeds, the specific vesting terms for the new option grants, the sustainability of the quarter's high gross margins, and the outlook for the agricultural business amid low corn prices.

    Answer

    CEO Dan O’Brien stated the Florida, LLC was sold for a profit to a new owner better equipped to grow its sales, while FSI retained the exclusive supply agreement. He noted the cash will be invested conservatively as it's insufficient to fully fund the drug business entry. O'Brien confirmed the options vest upon reaching $100 million in drug-specific revenue. He described the high gross margin as a partial anomaly due to favorable product mix but noted new, higher-margin food products could support this level. He characterized the ag business as flat but with a cautiously positive outlook for the 2025 early buy season.

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    William Gregozeski's questions to CNFinance Holdings Ltd (CNF) leadership

    William Gregozeski's questions to CNFinance Holdings Ltd (CNF) leadership • Q2 2023

    Question

    The analyst inquired about current SME loan demand, the outlook for origination growth for the rest of the year, and the reasons behind the decrease in interest on loans to sales partners.

    Answer

    The company reported that while overall SME loan demand in China is decreasing, CNFinance saw significant year-over-year growth in loan origination due to a low 2022 base and its small market share. They are maintaining their full-year origination target of RMB20 billion. The decrease in interest on loans to sales partners is considered a positive indicator of improving asset quality and fewer defaults, meaning fewer partners have to repurchase defaulted loans.

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