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Yiting Xu

Research Analyst at Southwest Securities

Publicly available information indicates that Yiting Xu is an Equity Research Analyst at China Southwest Securities Co., Ltd., specializing broadly in financial analysis and equity research rather than a clearly disclosed subsector such as a defined industry vertical. Online profiles and directories reference her experience at Southwest Securities but do not specify a detailed list of covered companies, nor do they provide verifiable third-party performance metrics such as success rates, rankings, or quantified investment returns. Her career history appears to include roles such as research intern and teaching/research assistant, progressing into an equity research position at China Southwest Securities around the mid‑2010s, though exact month‑by‑month timelines and any prior firms beyond those internships are not fully documented in accessible sources. No reliable public records could be found that confirm specific securities licenses, FINRA or equivalent registrations, or notable external rankings/awards, so any such credentials or recognitions cannot be stated with confidence.

Yiting Xu's questions to Yuanbao (YB) leadership

Question · Q3 2025

Yiting Xu asked about the main drivers of Yuanbao's continued revenue growth for 2026, including marketing spend, AI model efficiency, cross-selling, and commission rates, and how these factors are expected to change over the next three years. She also questioned Yuanbao's strategy to strengthen its brand, improve customer loyalty, and increase renewal rates compared to ecosystem players.

Answer

Ray Wan, CFO, outlined a holistic assessment for growth, focusing on traffic acquisition, model efficiency, and cross-selling to maintain sustainable profitability and stable customer acquisition costs. He projected at least 30% revenue growth for 2025. He described Yuanbao's AI-driven engine and independent third-party model, built on continuous cross-functional iteration, as key differentiators for brand strength and customer stickiness.

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