Yusuke Okumura's questions to KDDI (KDDIY) leadership • Q4 2025
Question
Yusuke Okumura from Okasan Securities inquired about KDDI's financial leverage strategy, specifically its net debt to EBITDA ratio cap and any plans to increase it to fund growth. He followed up by asking about the high loan-to-deposit ratio in the financial business and the balance between shareholder returns and growth investments.
Answer
Executive Hiromichi Matsuda stated that while the current net debt to EBITDA target is 1.5x, the company is considering raising it to as high as 2.0x to free up approximately JPY 1 trillion for growth investments in the next mid-term plan. Regarding the financial business, he acknowledged the need to lower the loan-to-deposit ratio by increasing deposits and confirmed a group-wide project is underway to address this. He reiterated the commitment to balancing shareholder returns and investments, with financial leverage being a key tool.