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    Zhuhan Wang

    Research Analyst at China International Capital Corporation

    Zhuhan Wang is an Analyst at China International Capital Corporation (CICC), specializing in equity research with coverage that includes companies such as Lexin, focusing on technology-driven firms and financial services. Wang's analysis has actively guided discussions around business strategies and AI adoption for key listed companies, though publicly quantified performance data such as TipRanks success rate or investor return metrics is not available for Wang. Beginning their research career at CICC, Wang has contributed to the firm's reputation as a top research provider in China, recognized for its consistent leadership in regional and global broker rankings. Professional credentials and securities licenses specific to Wang have not been publicly disclosed.

    Zhuhan Wang's questions to LexinFintech Holdings (LX) leadership

    Zhuhan Wang's questions to LexinFintech Holdings (LX) leadership • Q4 2024

    Question

    Zhuhan Wang of CICC inquired about Lexin's business plan for 2025 and its strategy regarding artificial intelligence, including the specific applications of its DeepSeek and proprietary Singularity models.

    Answer

    CEO Jay Xiao outlined that the 2025 strategy prioritizes asset quality, profitability enhancement, and stable growth. He detailed that Lexin was an early adopter of the DeepSeek model and has developed its own proprietary large financial model, Singularity AI. This technology is already embedded in core operations like telemarketing, customer service, and collections to boost efficiency. Future plans involve intensifying investment in AI to further enhance risk management capabilities and optimize processes across all business segments.

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