Ziwei's questions to PLDT Inc (PHI) leadership • Q2 2025
Question
Ziwei of Macquarie requested guidance for full-year 2025 revenue and margins, and also asked about Maya's loan disbursement growth strategy, its key drivers, and its competitive positioning against rivals like GCash.
Answer
Danny Yu, SVP & CFO, stated that the company aims to match the prior year's telco core income but did not provide specific revenue or margin guidance. Aayush Jhunjhunwala, CIO of Maya, explained that loan growth is diversified across a full suite of consumer and business credit products. He highlighted that Maya differentiates itself by focusing on mass affluent and Gen Z customers with unique offerings like a self-branded credit card.