Ziwei [Analyst]'s questions to PLDT Inc (PHI) leadership • Q2 2025
Question
Ziwei of Macquarie inquired about PLDT's revenue and margin guidance for 2025. A follow-up question focused on Maya's loan disbursement growth, its key drivers, and its competitive positioning against GCash.
Answer
Danny Yu, CFO, stated that PLDT aims to match the previous year's Telco Core Income but is currently tracking slightly behind. Regarding Maya, Aayush Jhunjhunwala, CIO, attributed loan growth to a diversified suite of products for both consumers and businesses, rather than a single product. He emphasized Maya's focus on mass affluent, millennial, and Gen Z customers and its differentiation through unique offerings like a credit card.