Ziwei [Last Name Not Provided]'s questions to PLDT Inc (PHI) leadership • Q2 2025
Question
Ziwei from Macquarie asked for PLDT's full-year 2025 guidance on revenue and margins. In a follow-up, she inquired about Maya's loan disbursement growth, its key drivers, and its competitive positioning relative to GCash.
Answer
Danny Yu, CFO, stated that PLDT aims to match the prior year's telco core income but is currently tracking slightly behind, without providing specific revenue or margin guidance. Aayush Jhunjhunwala, CIO of Maya, explained that loan growth is diversified across a suite of products for consumers and businesses, including credit cards and personal loans. He noted Maya's focus on the mass affluent and Gen Z customer segments, differentiating through unique offerings.