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Eldron Blackwell

Chief Financial Officer at ACRES Commercial Realty
Executive

About Eldron Blackwell

Eldron C. Blackwell, age 46, is Senior Vice President and Chief Financial Officer of ACRES Commercial Realty Corp. (ACR) since January 2024; he previously served as Vice President and Chief Accounting Officer from March 2014 to December 2023 and is an inactive Certified Public Accountant . Company performance context: ACR’s Total Shareholder Return (TSR) on a $100 base was $45.58 in 2024 versus $114.71 for its peer group; 2024 Net Income was $28.7 million and Earnings Available for Distribution (EAD) was $10.9 million . As an externally managed REIT, ACR reimburses its Manager for the CFO’s compensation, and equity incentives are granted only upon achieving book value targets, with no NEO equity grants for 2022–2024 .

Past Roles

OrganizationRoleYearsStrategic impact
ACRES Commercial Realty Corp.Vice President & Chief Accounting OfficerMar 2014 – Dec 2023Not disclosed
New Penn Financial, LLCAssistant ControllerMar 2013 – Mar 2014Not disclosed
Grant Thornton LLPSenior Manager, AuditSep 2001 – Mar 2013Not disclosed

External Roles

OrganizationRoleYears/StatusNotes
Freire Schools CollaborativeBoard ChairCurrentGovernance/education role outside ACR
Crane Harbor Acquisition Corp.Director nomineeCurrent (nominee)SPAC board nominee

Fixed Compensation

YearBase Salary ($)All Other Compensation ($)Notes
2024260,00013,800CFO comp paid by Manager; ACR reimburses; all other comp reflects 401(k) match
2023212,8508,462For service as Chief Accounting Officer (pre-CFO)
2022198,0007,804For service as Chief Accounting Officer
2021200,0006,904For service as Chief Accounting Officer

Performance Compensation

Annual Cash Bonus (Actuals)

YearTarget Bonus %Actual Bonus ($)Notes
2024Not disclosed95,000Reimbursed to Manager under management agreement
2023Not disclosed94,050For service as Chief Accounting Officer
2022Not disclosed91,080For service as Chief Accounting Officer
2021Not disclosed142,000For service as Chief Accounting Officer

Equity Awards and Vesting

  • No restricted stock or stock option grants to NEOs for 2024; no stock options granted during 2024; NEOs also did not receive restricted stock for 2023 or 2022 .
  • Historical time-based restricted stock vesting schedule prior to the ACRES transaction: 33.33% per year over three years; post-transaction, equity awards (when granted) are tied to performance parameters using book value and are subject to a four-year vesting period .

Company Performance Equity Framework (Post-ACRES Transaction)

Performance MetricThresholdsPayout VehicleAllocationVesting
Book Value per Share$21, $24, $27, $30, $33, $36Up to 333,333 restricted shares at each threshold10% to independent directors (excluding Messrs. Fentress and Fogel); remainder to Manager4-year vesting
Status/HistoryAchieved $24 threshold (May 2022) and $27 threshold (May 2024); awards issued per frameworkAs aboveAs aboveAs above

Pay vs Performance Linkage (Company-Selected Metrics for 2024)

Primary Measures UsedDescription
EAD, Book Value, ProductionIdentified as the most important performance measures linking compensation actually paid to performance in 2024

Equity Ownership & Alignment

SecurityBeneficial Ownership% of Shares OutstandingNotes
Common Stock5,432 shares<1%Includes unvested restricted stock in totals per SEC beneficial ownership rules
Preferred Stock – Series D220 shares<1% of Series DAs of April 9, 2025
OptionsNot disclosed; no options granted in 2024No stock options granted during 2024
Pledging/HedgingProhibited (exceptions require prior CLO approval)Company states all directors/officers are in compliance
Ownership GuidelinesNot disclosed

Employment Terms

  • Appointment and Role: CFO since January 1, 2024; previously VP & Chief Accounting Officer (Mar 2014–Dec 2023) .
  • Employment Agreements/Severance: No employment or severance agreements with any NEOs; company is not obligated to make termination payments; unvested equity forfeited upon termination (except death/disability) unless Compensation Committee approves otherwise; cause triggers forfeiture .
  • Clawback: Policy effective December 1, 2023; requires recovery of erroneously awarded incentive-based compensation from current/former executive officers and the Manager if a restatement is required; administered by Compensation Committee .
  • Anti-hedging/Anti-pledging: Prohibits hedging, short selling, options trading, margin accounts, and pledging (limited exceptions with prior approval) .
  • External Management: ACR is externally managed; ACR reimburses the Manager for the CFO’s wages/salary/benefits; CFO must be fully dedicated to ACR under the Management Agreement .
  • Management Agreement Term: Current term ends July 31, 2025, with automatic one-year renewals; includes 1.5% base management fee on equity and an incentive fee linked to EAD over a 7% book value hurdle; no incentive fees earned in 2024 .

Investment Implications

  • Pay-for-performance alignment: Blackwell’s cash compensation is modest and largely fixed-plus-bonus, with no NEO equity grants in 2022–2024, limiting direct equity alignment; equity awards are performance-triggered at company-level book value thresholds and vest over four years, with awards primarily to the Manager and independent directors, not directly to NEOs .
  • Selling pressure and pledging risk: Absence of recent NEO equity grants and a strict anti-hedging/anti-pledging policy reduce near-term insider selling and pledging risk; the company reports compliance with these policies .
  • Retention and severance dynamics: No employment or severance agreements and forfeiture of unvested equity upon termination can reduce change-of-control costs but may elevate retention risk if market demand for CFO talent increases .
  • Ownership “skin in the game”: Blackwell’s direct common stock ownership is small (<1%), suggesting limited direct exposure to share price movements; however, role tenure since 2014 and CFO dedication under the management contract provide continuity .
  • Performance backdrop: 2024 TSR lagged peer group ($45.58 vs. $114.71 on a $100 base), though Net Income and EAD were positive; continued improvement in book value and EAD are key levers for future performance-based equity issuance and broader incentive alignment .