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Chris Lau

Chief Financial Officer and Senior Executive Vice President at American Homes 4 Rent
Executive

About Chris Lau

Chris Lau, age 43, is AMH’s Chief Financial Officer and Senior Executive Vice President (elevated in 2024; CFO since 2018), with prior roles across Finance including Vice President, Senior Vice President, and Executive Vice President from 2013 to 2018. He holds a B.S. in Accounting from San Diego State University and is a Certified Public Accountant (inactive) . Under his finance leadership, AMH delivered 2024 same-home core revenue growth of 5.3%, same-home core NOI growth of 8.1%, and Core FFO per share growth of 6.6% year-over-year, while raising the quarterly distribution 15% . The company’s 2022–2024 PSU cohort paid out at 185.4% of target, supported by 72nd percentile relative TSR and strong Core FFO growth across the period .

Past Roles

OrganizationRoleYearsStrategic Impact
AMHCFO & Senior EVP2024–presentElevated scope in succession plan; retention-focused RSU award to ensure stability
AMHCFO2018–2024Led finance through development and portfolio expansion; drove Core FFO growth
AMHVP/SVP/EVP – Finance2013–2018Built finance processes supporting scale in single-family rentals

External Roles

OrganizationRoleYearsStrategic Impact
National Rental Home CouncilMember; Chair, Finance CommitteeSince 2018Industry influence on standards and finance practices
Deloitte & Touche LLPSenior Manager, Real Estate M&A Advisory and AuditPrior to 2013Transaction and audit rigor in real estate, informing AMH capital allocation

Fixed Compensation

Metric2022202320242025
Base Salary ($)$600,000 $624,000 $649,000 $700,000
Annual Cash Incentive Target (% of Salary)150% 150% 150% 150%
All Other Compensation ($)$12,200 $13,276 $13,894

Key observations:

  • 2024 salary increased 4% vs. 2023 as part of succession planning; 2025 increased to $700,000 to reflect expanded responsibilities .
  • AMH uses independent consultant Semler Brossy; no tax gross-ups; clawback policy; anti-hedging/anti-pledging rules .

Performance Compensation

2024 Annual Incentive Plan (AIP) outcome

ComponentWeightingTargetActualPayout %Payout ($)
Core FFO per share70%$1.7450 $1.7713 110.0%
Individual goals30%100.0% 100.0% 100.0%
Aggregate107.0% $1,041,645

Notes:

  • Individual goals emphasized succession execution, sustainability, team development, and personal development; Lau achieved 100% .
  • AIP design unchanged in 2025 (70% Core FFO; 30% leadership goals) with Lau’s target maintained at 150% of salary .

PSUs design and 2022–2024 performance

MeasureThresholdTargetMaximumActualPSU Payout %
Relative TSR (50%)25th percentile 50th percentile 75th percentile 72nd percentile 188.0%
Core FFO growth (50%)1.0% 5.0% 8.0% 13.0%, 7.9%, 6.6% by year 182.7%
Aggregate185.4%

Equity Awards (grants and retention)

YearRSU Units GrantedPSU Units GrantedRetention RSUsGrant DatesTotal Grant-Date Fair Value ($)
202218,466 27,700 2/1/2022 $1,936,400 (RSUs $720,000; PSUs $1,216,400)
202314,483 65,170 2/7/2023 $2,058,400
202423,031 51,821 143,968 1/3/2024; 2/21/2024 $7,263,000 (incl. $5,000,000 retention RSUs)

Design:

  • Annual equity split 60% PSUs / 40% RSUs; PSUs based on 3-year performance of relative TSR (50%) vs. a 30-company REIT/residential peer group and absolute Core FFO per share growth (50%) .
  • 2024 retention RSUs cliff vest five years from grant date, contingent on continued service, to support succession stability .

Outstanding Equity Awards and Vesting

Grant DateRSUs Unvested (#)RSUs Market Value ($)PSUs Unearned (#)PSUs Market/Payout Value ($)Notes
2/1/20226,156 $230,358 55,400 $2,073,068 RSUs vest ratably over 3 years; PSUs vest on performance
2/7/202314,483 $541,954 65,170 $2,438,661
1/3/202423,031 $861,820 51,821 $1,939,142
2/21/2024143,968 $5,387,283 Five-year cliff vest retention award

Option awards (exercisable):

  • 2,500 options; $19.40 strike; expire 2/22/2028 .

Stock vested and realized in 2024:

  • RSUs vested: 48,019 shares; value realized $1,667,189 .

Equity Ownership & Alignment

MetricValue
Common shares beneficially owned79,064
Common shares + OP units beneficially owned79,064
Ownership as % of shares outstandingLess than 1%
Vested options2,500
Shares pledged as collateralNone disclosed for Lau; pledging prohibited for new pledges; Singelyn’s legacy pledge grandfathered
Executive ownership guideline3x prior-year base salary (unvested time-based RSUs count; PSUs/options do not)
Compliance statusAll NEOs in compliance, including Lau
Anti-hedging / anti-pledging policyHedging prohibited; new pledges prohibited (no waivers permitted)

Employment Terms

ProvisionTerms
Employment agreementsNone; NEOs serve at Board’s pleasure
Severance (no CIC)Lump sum of 100% of annual base salary + target bonus; COBRA up to 12 months (CEO higher)
Change-in-control (CIC) + qualifying terminationLump sum of 200% of base salary + target bonus (CEO 300%); COBRA up to 24 months (CEO 36 months)
Equity treatment (CIC)Double-trigger vesting for awards that are continued/assumed; if not continued: RSUs accelerate; options vest/exercisable pre-close; PSUs vest at target or based on actual performance depending on performance period elapsed
Retirement policyQualifying retirement allows continued vesting per original schedules; requires standard non-compete/non-solicit execution

Potential payments (as of 12/31/2024; if event occurred on that date):

ScenarioAmount ($)
Qualifying termination (no CIC)$1,655,600
Qualifying termination following CIC$13,881,328
CIC without termination (awards not continued)$10,570,028
Death or disability$10,570,028

Clawback policy:

  • Mandatory recovery of excess incentive compensation upon financial restatement; three-year lookback; applies to cash and equity; administered by Human Capital and Compensation Committee .

Compensation Governance and Benchmarking

  • Compensation consultant: Semler Brossy (independent; no conflicts) .
  • Committee membership and cadence: Human Capital and Compensation Committee (Benham—Chair, Webb, Willoughby, Zaist); 5 meetings in 2024 .
  • Benchmarking: Median (50th percentile) used as a reference starting point; peer group includes diversified REITs and residential REITs (Invitation Homes, Equity Residential, Tricon, UDR, etc.) .

Say-on-Pay & Shareholder Feedback

YearApproval %
202294.3%
202396.9%
202497%

AMH reported extensive investor engagement and made no changes due to high support levels .

Compensation Structure Analysis

  • Mix shift: Lau’s stock awards rose from $2,058,400 in 2023 to $7,263,000 in 2024 driven by a one-time $5,000,000 five-year cliff RSU retention grant; annual grant maintained 60% PSUs / 40% RSUs, reinforcing at-risk pay and long-term alignment .
  • AIP structure stability: Targets and weights unchanged for Lau (150% target; 70% Core FFO / 30% leadership), signaling consistency in pay-for-performance .
  • Governance safeguards: Double-trigger equity for CIC; robust clawback; anti-hedging/anti-pledging; no tax gross-ups; no underwater option repricing .

Risk Indicators & Red Flags

  • Retention pressure mitigated: Five-year cliff vest RSU (143,968 units) creates strong retention tie over 2024–2029 .
  • Insider selling pressure: No option exercises in 2024; RSU vesting occurred, typically with tax withholding; anti-hedging and new pledging prohibitions reduce misalignment risk .
  • CIC economics: Potential payout under CIC + termination of ~$13.9M (as of 12/31/2024) is sizable; however equity remains double-triggered where awards are continued/assumed .

Investment Implications

  • Alignment: High at-risk equity mix, PSUs tied to TSR and Core FFO, and strict anti-hedging/anti-pledging policies support shareholder alignment; Lau meets ownership guidelines (≥3× salary) .
  • Retention: The 5-year cliff RSU materially lowers near-term attrition risk and stabilizes the finance leadership through the CEO transition period .
  • Performance linkage: AIP and PSU structures are directly linked to Core FFO and TSR, with demonstrated outperformance (2022–2024 PSU payout at 185.4%), indicating pay-for-performance integrity .
  • Watch items: Monitor changes to CIC terms, incremental retention grants, and any future 10b5‑1 plan sales or Form 4 activity for selling pressure; current 2024 option activity was zero and hedging/pledging are prohibited .