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Ted Munselle

Presiding Director at AMERICAN REALTY INVESTORS
Board

About Ted R. Munselle

Independent director at American Realty Investors, Inc. (ARL); age 69; director since February 2004. Vice President and Chief Financial Officer of Landmark Nurseries, Inc. since October 1998; Certified Public Accountant since 1980 with prior audit leadership roles; designated Audit Committee financial expert by the ARL Board. Also serves on boards within the ARL/TCI/IOR consolidated group and at Spindletop Oil & Gas Company (OTC) .

Past Roles

OrganizationRoleTenureCommittees/Impact
Landmark Nurseries, Inc.Vice President & Chief Financial OfficerSince Oct 1998Financial oversight; long-tenured operating finance leadership
Applied Educational Opportunities, LLCPresidentDec 2004–Aug 2007Led educational operations
Dallas-based CPA firmsAudit Partner1986–1998Public company audit experience
Grant Thornton LLPAudit Manager1983–1986Assurance leadership
Laventhal & HorwathAudit Staff to Audit Supervisor1977–1983Foundational audit experience

External Roles

OrganizationExchangeRoleTenureCommittees
American Realty Investors, Inc. (ARL)NYSE (ARL)Director; Audit Committee Chair; member of Compensation; Governance & NominatingDirector since Feb 2004Audit Chair; Compensation; Governance
Transcontinental Realty Investors, Inc. (TCI)NYSE (TCI)Director; Audit Committee Chair; member of Compensation; Governance & NominatingDirector since Feb 2004Audit Chair; Compensation; Governance
Income Opportunity Realty Investors, Inc. (IOR)NYSE AmericanDirector; Audit Committee Chair; member of Compensation; Governance & NominatingDirector since May 2009Audit Chair; Compensation; Governance
Spindletop Oil & Gas CompanyOTCDirectorSince Feb 17, 2012Board/Audit Committee member (four total entities)

Board Governance

  • Committees: Audit (Chair), Compensation, Governance & Nominating .
  • Independence: Board affirmatively determined Munselle is independent under ARL Corporate Governance Guidelines and NYSE standards; Audit Committee members are independent .
  • Audit Committee financial expert: Board determined he is qualified as an “audit committee financial expert” .
  • Attendance: Board met five times in fiscal 2024; each director attended at least 75% of Board and committee meetings; independent directors held four executive sessions .
  • Committee activity: Audit Committee met five times in 2024; Governance & Nominating met two times in 2024 .

Fixed Compensation

ComponentAmountPeriodNotes
Annual retainer (cash)$20,000Current policyFor nonemployee directors; plus expenses
Audit Committee Chair annual fee (cash)$500Current policyAdditional chair fee
Special services day rate$1,000/dayCurrent policyFor services outside ordinary director duties
Total fees paid to Munselle$20,500FY 2024Part of $90,238 total nonemployee directors’ fees

Performance Compensation

Instrument / MetricDisclosureVesting / Terms
Equity awards (RSUs/PSUs)None disclosed for directors; compensation described as cash retainers and feesN/A
Stock optionsNone disclosed for directorsN/A
Performance metrics (TSR/EBITDA/ESG)None disclosed for director payN/A
Meeting fees (general)Not used; Chair paid per meeting; others retainer-basedChairman receives fee per meeting attended

Other Directorships & Interlocks

  • ARL, TCI, and IOR are part of a consolidated group; Munselle serves in similar Audit Chair roles across all three entities. The Board and Audit Committee expressly reviewed these multi-entity roles and concluded they do not create an additional burden, may confer benefits due to consolidation, and no conflicts were identified; periodic reviews are conducted .
  • Additional OTC board seat at Spindletop Oil & Gas Company expands industry exposure beyond real estate .

Expertise & Qualifications

  • CPA (since 1980); extensive public company audit experience; qualifies as Audit Committee financial expert .
  • CFO track record in private operating company since 1998 .
  • Multi-entity audit leadership within consolidated real estate group (ARL/TCI/IOR) and exposure to energy (Spindletop) .

Equity Ownership

HolderShares Beneficially OwnedApprox. % of ClassDate/Reference
Ted R. Munselle-0-— (less than 1%)As of Nov 3, 2025
Shares outstanding16,152,043As of Nov 3, 2025
Controlling holder (RAI/MRHI via RAI)14,669,82090.82%As of Nov 3, 2025

Notes: Beneficial ownership for certain officers is attributed under Rule 13d-3 to RAI; those officers disclaim ownership. Munselle personally reports no ARL share ownership .

Governance Assessment

  • Strengths: Independent status; Audit Committee financial expert; consistent committee leadership across ARL/TCI/IOR; documented Audit Committee meeting cadence; independent director executive sessions; stable attendance threshold met .
  • Alignment concerns: Personal ownership at ARL reported as zero shares; director pay appears entirely cash without equity linkage, limiting direct pay-for-performance alignment for nonemployee directors .
  • Interlocks/time commitments: Simultaneous Audit Chair roles across consolidated entities and one OTC issuer increase workload; however, ARL’s Board and Audit Committees concluded consolidation familiarity benefits oversight and does not impose undue burden; ongoing conflict reviews are disclosed .
  • Control environment: A controlling shareholder (RAI/MRHI) holds ~90.82% of ARL; while not specific to Munselle, such concentration can influence governance dynamics and minority investor confidence; committee independence and executive sessions partially mitigate .

RED FLAGS

  • Zero personal ARL share ownership reported for Munselle (skin-in-the-game concern) .
  • Multi-entity audit chair interlocks within a controlled group can be perceived as potential conflict or overboarding risk despite Board’s affirmations of benefit and independence .