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Desmond Macauley

Co-Chief Investment Officer and Head of Risk Management at Armour Residential REIT
Executive

About Desmond Macauley

Desmond E. Macauley is Co-Chief Investment Officer and Head of Risk Management at ARMOUR Residential REIT (ARR), appointed effective March 18, 2024, after serving as Director of Investment Strategies since May 2013 . He is 56 and holds an MBA from Wharton, an M.S. in Electrical Engineering from Georgia Tech, a B.S. magna cum laude in Electrical Engineering from NJIT, and is a CFA charterholder; prior roles include Managing Director, MBS Strategy at RBS Greenwich Capital and Vice President, MBS Research at Merrill Lynch . Company pay-versus-performance disclosures show volatile shareholder outcomes across recent years; 2024 Total Shareholder Return (TSR) was 44.11 (on a $100 base), with Total Economic Return of -2.6% and net loss of $14.4 million, framing the alignment lens for any equity awards and insider activity during his tenure as Co-CIO . Management commentary during his tenure emphasized tight risk management on leverage and hedging; for example, book value was ~$19.18 (Feb 10, 2025), leverage ~7.9x, and hedge mix ~25% treasuries/75% swaps in Q4’24, shifting near 30% treasuries/70% swaps in Q1’25 amid swap-spread dislocation .

Past Roles

OrganizationRoleYearsStrategic impact
ARMOUR Residential REITCo-Chief Investment Officer & Head of Risk ManagementMar 18, 2024–presentCo-leads portfolio construction and hedging; diversified coupon stack, dynamic swap/treasury hedge mix in response to spread dislocations .
ARMOUR Residential REITDirector of Investment StrategiesMay 2013–Mar 2024Senior investment role shaping MBS strategy pre-promotion .
RBS Greenwich CapitalManaging Director, MBS StrategyRecognized among top Structured MBS analysts; informs ARR’s research-driven approach .
Merrill LynchVice President, MBS ResearchSell-side research foundation supporting risk and relative value insights .

Fixed Compensation

ARR is externally managed; executives (including Macauley) are not Company employees. The Company paid no direct salary/bonus to NEOs in 2024 and paid management fees to its external manager, ARMOUR Capital Management LP (ACM) . The 2025 proxy explicitly notes Mr. Macauley did not receive Company compensation in 2024; any cash compensation would be via ACM and not disclosed by ARR .

ComponentDetail
Employment statusNot an employee of ARR; employed by external manager ACM .
Base salary (ARR)Not paid by ARR (N/A) .
Target/Actual bonus (ARR)Not paid by ARR (N/A) .
2024 equity grants (ARR)No 2024 executive grants other than reallocations to CFO; Macauley not a recipient .

Performance Compensation

ARR’s equity for executives is primarily time-based restricted stock/phantom stock; the Company did not grant options in 2024 and historically has emphasized time-based vesting; performance-award capability exists in the Plan but no specific PSU metrics/weightings are disclosed for executives in 2024 .

Incentive typeMetricWeightingTargetActualPayoutVesting
Time-based equity (phantom stock/RSUs)None (time-based)N/AN/AN/AN/ACompany program supports multi-year vesting; specific 2025 phantom award vesting for Macauley not disclosed in Form 4 .

Notes:

  • No stock options: Company did not grant options to executives in 2024 .
  • Equity grant timing: Generally approved in Feb if granted; no 2024 executive grants beyond CFO reallocations .

Equity Ownership & Alignment

Policies and guidelines

  • Ownership guideline: Co-CIO target beneficial ownership basis of $750,000 within five years; CEO $2,000,000; CFO $1,000,000 .
  • Hedging/pledging: Prohibited for officers/directors; no pledged shares reported; all in compliance as of proxy date .
  • Clawback: NYSE/SEC-compliant clawback adopted Oct 2023; applies to incentive compensation for three completed fiscal years prior to any restatement, regardless of fault .
  • Insider trading policy: In effect and referenced in 2024 10-K exhibit .

Recent insider activity for Macauley (trading signals, vesting/tax events)

DateTypeInstrument/SharesPriceResulting action/detailsSource
May 30, 2024 (trade date)Open-market purchase+1,000 common shares$19.02Initial direct stake reported as 1,000 shares (links to SEC XML: http://www.sec.gov/Archives/edgar/data/1428205/000142820524000129/xslF345X03/wk-form4_1717100847.xml)
Apr 28, 2025 (grant date)Award30,000 phantom sharesGrant under ARR’s Third Amended & Restated 2009 Equity Incentive Plan (vesting terms not stated in Form 4)
Aug 21, 2025 (reported Aug 22)Conversion & tax withholding1,124 phantom units converted into 1,124 shares; 376 units withheld for taxes$14.81 (withholding ref.)Net share issuance indicates vesting event; remaining units used to satisfy taxesSEC Form 4 XML ; summary

Lock-up during 2025 equity offering

  • Macauley was a named lock-up party in ARR’s August 2025 underwritten common offering (45-day lock-up from the final prospectus date), restricting sales/hedges, with standard exceptions (e.g., tax withholding on vesting) .

Employment Terms

TermDisclosure
AppointmentCo-CIO and Head of Risk Management effective March 18, 2024 .
Employment formExternally managed structure; executives are employed by ACM; not employees of ARR .
Officer statusExecutive officers serve at the discretion of the Board .
SeveranceNo individual ARR employment/severance agreement disclosed for Macauley (comp flows through ACM) .
Change-in-control (CIC) equityPlan provides for potential acceleration/assumption/termination of awards upon CIC or termination of the Management Agreement without Cause; 2023/2021 grants to executives vest on CIC per Plan; specific CIC table presented for NEOs (Ulm, Zimmer, Harper) as of 12/31/24; Macauley not included as NEO in 2024 .
ClawbackCompany clawback policy adopted Oct 2023, aligned with NYSE Section 303A.14; recovery regardless of fault .
Hedging/pledgingProhibited for officers/directors .

Performance & Track Record

Company performance markers (context for incentive alignment)

Metric20202021202220232024
Total Shareholder Return (value of $100)66.74 67.53 46.06 38.98 44.11
Net Income (loss), $(215,111,531) 15,362,714 (229,930,299) (67,923,938) (14,393,939)
Total Economic Return(35.1%) (6.4%) (32.4%) (4.7%) (2.6%)

Selected risk management commentary (Macauley)

  • Hedge mix and swap-spread dislocation: “In Q1, we increased the share of our treasury-based hedges slightly from 25% to 30%… now roughly 70% of hedges in swaps… expect normalization in swap spreads… 30% treasury-based hedges help protect the portfolio.” .
  • Portfolio duration/leverage and liquidity stance (Q4’24): Net duration ~0.36 years; implied leverage ~7.9x; “cash and box liquidity ~50% of total capital”; hedge book ~25% treasuries, remainder OIS/SOFR pay swaps .
  • Coupon stack positioning and post-quarter actions (Q1’25): Bias toward production coupons (5.0%-5.5%), potential 5-year securities for convexity; sold some assets around Apr 2 risk event while maintaining spread exposure .

Compensation Committee & Say‑on‑Pay

  • Compensation Committee: Independent directors Robert C. Hain (Chair), Z. Jamie Behar, Stewart J. Paperin; oversees officer comp payable by ARR (excludes ACM pay) and equity plans; no interlocks/insider participation disclosed .
  • Say‑on‑Pay 2024: ~86% approval for ARR’s 2024 executive compensation program .

Related Party & Structural Considerations

  • BUCKLER Securities (affiliated repo platform): ARR’s independent directors oversee a financing JV; BUCKLER handled ~$4.9B of repo with ~$5.7B posted collateral and ~$249M interest in 2024; ARR provides a subordinated loan commitment (up to $250M as of Feb 2025) to support BUCKLER’s regulatory capital; governance protections in place .
  • Implication: Enhanced access to term repo can affect leverage capacity and dividend sustainability; also central to Macauley’s funding/hedging strategy oversight .

Investment Implications

  • Alignment and potential selling pressure: Macauley’s 2025 phantom stock grant (30,000 units) and August 2025 vest/settle event (1,124 shares issued; 376 withheld for taxes) signal ongoing equity-based compensation and periodic tax-withholding sales, creating episodic selling flows; however, hedging and pledging prohibitions reduce misalignment/pledge risk .
  • Retention risk: Long firm tenure (since 2013) and 2025 lock-up participation during a capital raise indicate engagement and commitment; ownership guideline of $750,000 for Co‑CIOs further anchors alignment over five years .
  • Pay-for-performance lens: ARR’s compensation structure relies on time-based equity with no disclosed performance-weighted PSU metrics in 2024, which can lower pay sensitivity to TSR/earnings; that said, high-frequency market and funding risk management under Macauley (hedge mix, leverage discipline) are key drivers of book value and distributable earnings that ultimately shape equity value realization .
  • Trading signals: A modest open-market buy in May 2024 (1,000 shares at $19.02) is a positive but small signal; repeated vesting events and tax withholdings (e.g., Aug 2025) are likely the dominant insider-flow drivers near vest dates (SEC XML link: http://www.sec.gov/Archives/edgar/data/1428205/000142820524000129/xslF345X03/wk-form4_1717100847.xml) .

Appendix: Key Policies and Plan Mechanics

  • Equity Plan mechanics: Plan permits restricted stock/RSUs, options/SARs (not used in 2024), performance awards; committee discretion on vesting/acceleration; CIC can trigger acceleration/assumption/termination .
  • Insider trading policy: In force; detailed in 10‑K exhibit .