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Frank Ellett

Director at Atlantic Union Bankshares
Board

About Frank Ellett

Frank Russell Ellett (age 58) has served as an independent director of Atlantic Union Bankshares Corporation (AUB) since 2019. He is President of Excel Truck Group, leading a multi-state commercial truck dealership since 2003, with earlier roles at Norfolk Southern and as a U.S. Navy Supply Corps officer; he holds a B.A. in English and an MBA from the University of Virginia (Darden) . His board tenure and operating experience provide executive leadership, strategic planning, compensation oversight, risk management, retail/marketing, and M&A skills to AUB’s board .

Past Roles

OrganizationRoleTenureCommittees/Impact
Excel Truck GroupPresident2003–present Runs multi-state dealership; executive leadership and strategic planning
Excel Truck GroupVarious leadership roles1997–2003 Built operational expertise
Norfolk Southern CorporationVarious roles1993–1997 Legal/regulatory and operations exposure
United States NavySupply Corps Officer1989–1991 Logistics and procurement discipline

External Roles

OrganizationRoleTenureCommittees/Impact
Virginia Western Community College FoundationVice ChairmanNot specified Community/education governance
Virginia Foundation for Independent CollegesBoard MemberNot specified Higher-ed advocacy
North Carolina Auto Dealers AssociationBoard MemberNot specified Industry network
Virginia Trucking AssociationBoard MemberNot specified Sector insights
Business Council of the Roanoke/Blacksburg RegionPast ChairmanNot specified Regional economic leadership
South Carolina Trucking AssociationPast Board MemberNot specified Industry network
North Cross SchoolPast Board Member; Former Board ChairmanNot specified Education governance

Board Governance

  • Independence: Determined independent by the Board under NYSE standards and AUB’s Categorical Standards .
  • Committees: Audit Committee member; Compensation Committee member (not Chair) .
  • Committee meeting cadence (2024): Audit Committee met 10 times; Compensation Committee met 6 times .
  • Attendance: In 2024, each director attended ≥75% of Board and assigned committee meetings; all directors attended the 2024 annual meeting .
  • Stock ownership policy: Directors must hold ≥5× annual cash retainer; all directors are in compliance; independent directors meet quarterly in executive session; CEO and Chair roles separated .

Fixed Compensation

Component2024 Amount/Structure2025 Changes
Annual cash retainer (Board members)$50,000 Increased to $60,000 effective Jan 1, 2025
Chair/Vice Chair feesChair $80,000; Vice Chair $20,000 Unchanged
Committee Chair feesAudit $22,500; Compensation $16,000; Risk $16,000; Nominating & Governance $14,000; Trust $14,000 Unchanged
Committee member feesAudit $11,000; other committees $8,000 Audit $15,000; other committees $10,000
Executive Committee meeting fee$1,000 (≥1 hour) or $500 (<1 hour telephonic) Unchanged
Equity retainer$65,000 in unrestricted common shares Increased to $80,000 in unrestricted common shares
Director (2024)Cash Fees ($)Stock Awards ($)Total ($)Notes
Frank R. Ellett21,667 114,985 136,652 Elected to receive stock in lieu of annual cash Board member retainer in 2024

Signals:

  • Equity-heavy mix: Election to take stock instead of cash retainer increases alignment with shareholders .
  • Market benchmarking and independent consultant (Meridian) used to set director comp; 2025 increases reflect competitive review .

Performance Compensation

ItemDetails
Award typeUnrestricted common stock for non-employee directors; estimated ~$80,000 per year under the director program
Performance conditionsNone for unrestricted stock; stock awards are fully vested and freely transferable at grant (subject to securities law)
Vesting scheduleUnrestricted stock vests at grant; restricted stock concepts apply to executives rather than director awards
ClawbackAll awards under equity plans are subject to AUB’s Incentive Compensation Recovery Policy and applicable law/regulation
Change-in-controlPlan encourages double-trigger acceleration where awards are assumed; for non-employee directors, service termination within two years of change-in-control can trigger acceleration unless otherwise provided

No director PSUs/options are disclosed; equity compensation for non-employee directors is unrestricted shares without performance metrics .

Other Directorships & Interlocks

CategoryDisclosure
Current public company boardsNone disclosed for Mr. Ellett
Compensation Committee interlocksNone; 2024 Compensation Committee (including Ellett) had no insider participation or interlocks; no member was an officer/employee; no relationships requiring disclosure

Expertise & Qualifications

  • Skills matrix: Executive Leadership; Strategic Planning; Human Capital/Compensation; Risk Management; Retail Distribution/Marketing; M&A .
  • Education: B.A., University of Virginia; MBA, Darden School of Business (UVA) .
  • Operating experience: President of a multi-state transportation equipment business; prior logistics/operations roles .

Equity Ownership

MetricValue
Shares beneficially owned59,363 common shares (unpledged)
Shares pledged as collateralNone; “None of the shares listed below are pledged as security”
Ownership % of outstanding~0.066% (59,363 ÷ 90,153,099) using March 3, 2025 outstanding shares
Stock ownership guidelineDirectors must hold ≥5× annual cash retainer; all directors are in compliance
Hedging/pledging policyDirectors and executives prohibited from hedging and pledging AUB stock
Reference price (for value context)$35.13 closing price on Mar 3, 2025

Alignment signals:

  • Material personal stake with >59k shares, unpledged; policy prohibits hedging/pledging and requires significant ownership .

Governance Assessment

Positive indicators:

  • Independent director with relevant operating and risk oversight skills; serves on Audit and Compensation Committees (core governance roles) .
  • Attendance and engagement: Board-wide disclosure indicates ≥75% attendance; robust committee workload (Audit 10; Compensation 6 meetings in 2024) .
  • Ownership alignment: Elected stock in lieu of cash retainer; holds 59,363 shares; subject to stringent ownership and anti-hedging/pledging policies .
  • No compensation interlocks or insider participation on Compensation Committee; independent consultant guides pay practices .

Conflicts/related-party exposure:

  • AUB has a formal Related Party Transaction Policy; loans/commitments to directors or related entities, when they occur, must be on substantially the same terms as to unaffiliated persons and without unfavorable features; review by Audit Committee . No specific related-party transactions or conflicts are disclosed for Mr. Ellett .

Risk indicators:

  • Delinquent Section 16(a): Only one late filing disclosed for another director (Corbin) due to administrative error; no issues disclosed for Ellett .
  • Say-on-Pay and shareholder feedback: 2024 say-on-pay support ~93%; reinforces compensation governance credibility (context for Comp Committee oversight) .

RED FLAGS: None disclosed specific to Mr. Ellett (no related-party transactions, no hedging/pledging, no delinquent filings, no attendance shortfalls) .