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Michelle O’Hara

Director at Atlantic Union Bankshares
Board

About Michelle A. O’Hara

Michelle A. O’Hara (age 49) is an independent director of Atlantic Union Bankshares (AUB) since 2023. She is currently Chief Human Resources Officer (CHRO) of Humana Inc. (effective January 1, 2025) and previously served as EVP/CHRO at Science Applications International Corporation (SAIC) from 2019–2024. She holds a B.S. from the College of William & Mary and brings deep human capital, compensation, marketing/communications, and ESG leadership experience to the AUB Board .

Past Roles

OrganizationRoleTenureCommittees/Impact
Humana Inc.Chief Human Resources OfficerJan 2025–PresentHuman capital leadership at large public company
SAICEVP & CHRO2019–2024Led human capital, marketing, communications, ESG; culture/transformation
SAICSVP, Human Resources2018–2019Senior HR leadership
SAICSVP, Total Rewards2016–2018Compensation/benefits design
BearingPoint; Perot Systems; Booz Allen HamiltonSenior leadership rolesN/A (prior to 2016)Professional services/technology HR leadership

External Roles

OrganizationRoleTenureNotes
HR Policy AssociationDirectorCurrentLeading CHRO public policy organization

Board Governance

  • Independence: AUB’s Board affirmed O’Hara is independent under NYSE standards and AUB’s Categorical Standards .
  • Committees: Compensation Committee member; Trust Committee member; not a chair. Compensation (6 meetings in 2024). Trust (4 meetings in 2024) .
  • Attendance: In 2024, AUB had 9 regular and 2 special Board meetings; each director attended ≥75% of Board and committee meetings. Directors are expected to attend annual meetings; all 14 directors serving at the time attended the 2024 annual meeting .
  • Governance practices: Independent Chair and quarterly executive sessions of independent directors; robust committee charters; strong conflicts-of-interest, insider trading, and clawback policies .

Fixed Compensation

YearCash Retainer (Annual)Committee Member Fees (Annual)Equity Retainer (Annual)Actual 2024 Compensation (Cash)Actual 2024 Compensation (Stock Awards)Total 2024
2024$50,000 $8,000 per non-Audit committee; $11,000 Audit; chair fees per committee (not applicable to O’Hara) $65,000 in unrestricted AUB shares $66,416 $70,005 (grant-date fair value) $136,421
2025 structure$60,000 (raised) $10,000 non-Audit; $15,000 Audit (raised) $80,000 in unrestricted shares (raised) N/AN/AN/A
  • Director equity is delivered as unrestricted shares; no meeting fees apply to O’Hara (Executive Committee only; she is not a member) .

Performance Compensation

  • Non-employee director pay at AUB is not performance-based (unrestricted equity retainer). However, as a Compensation Committee member, O’Hara oversees executive performance metrics underpinning pay-for-performance.

AUB 2024 executive incentive metrics and outcomes:

Corporate MeasureWeightThreshold (50%)Target (100%)Superior (200%)Actual 2024% of Target Achieved
Net Operating Income ($000s)25% $228,000 $285,000 $399,000 $264,694 93%
Operating ROA20% 0.97% 1.21% 1.69% 1.11% 92%
Operating ROTCE30% 14.82% 18.53% 25.94% 16.69% 90%
Operating Efficiency Ratio25% 57.22% 52.02% 46.82% 53.31% 98%
Relative ROTCE ModifierApplied to corporate payout 0.5x @≤25th 1.0x @50th 1.5x @≥75th 82nd percentile Corporate payout 121%
  • 2024 Say-on-Pay support: ~93%, indicating broad shareholder endorsement of executive pay framework overseen by the Compensation Committee .

Other Directorships & Interlocks

CompanyPublic Company?RolePotential Interlocks/Conflicts
HR Policy AssociationNoDirectorPolicy-focused; no AUB business disclosed
Public company boardsN/AN/ANone disclosed for O’Hara in past five years

Expertise & Qualifications

  • Human capital, compensation, talent, and organizational design; ESG, marketing, and communications leadership at large public companies .
  • Education: B.S., College of William & Mary .

Equity Ownership

HolderCommon Shares Owned% of ClassPledged?Notes
Michelle A. O’Hara2,496 <1% None; pledging prohibited for directors/executives Director stock ownership policy requires ≥5x annual cash retainer; all directors are in compliance (five-year window for new directors)

Insider Trades and Section 16 Compliance

ItemStatusNotes
Section 16 filingsCompliantAUB reports insider compliance in 2024; one late Form 4 related to phantom stock for another director; no issues noted for O’Hara

Governance Assessment

  • Strengths

    • Independent director with domain expertise aligned to Compensation and Trust oversight; independence affirmed .
    • Robust governance architecture: independent Chair, quarterly executive sessions, clawback policies, hedging/pledging prohibitions, director ownership requirements; all directors compliant .
    • Compensation Committee oversight uses clear financial metrics and a relative ROTCE modifier, aligning pay to performance and peer outcomes; strong say-on-pay support (~93%) .
  • Potential Risks/RED FLAGS

    • None disclosed specific to O’Hara: no related-party transactions, loans outside ordinary course, or pledging/hedging; general related-party framework and audit approval processes in place .
    • Equity retainer increases (2025: cash and equity raised) can invite scrutiny on pay inflation; mitigated by strong ownership guidelines and governance practices .
  • Signals to monitor

    • Continued alignment of director ownership with higher 2025 retainer levels; maintenance of independence and attendance standards .
    • Ongoing Compensation Committee calibration of performance metrics and change-in-control provisions (double-trigger encouraged under the 2025 Plan) .

Overall, O’Hara’s committee alignment, independence, and human capital expertise support board effectiveness; no conflicts or attendance concerns are disclosed, and AUB’s governance and compensation frameworks provide strong investor confidence safeguards .