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Kamal Jafarnia

Independent Director at Bluerock Homes Trust
Board

About Kamal Jafarnia

Independent director at Bluerock Homes Trust (BHM) since October 2022; age 58 as of April 1, 2025. Legal and compliance specialist with senior roles across alternative investments, REITs, and global law firms; L.L.M. (Securities & Financial Regulation, Georgetown 2011), J.D. (Temple 1992), B.A. (Economics & Government, UT Austin 1988). Affirmatively determined independent under NYSE American, SEC, and BHM Corporate Governance Guidelines .

Past Roles

OrganizationRoleTenureCommittees/Impact
Vise Technologies, Inc.Chief Legal Officer & SecretaryCurrent (2025)Executive legal leadership; fintech governance
Opto Investments, Inc.General Counsel, EVP & Secretary; External Advisory Board MemberGC/EVP through 2024; Advisory Board currentInstitutional alternatives platform; ongoing advisory role
Artivest Holdings, Inc.General Counsel & Chief Compliance OfficerOct 2018 – Feb 2021Oversaw legal/compliance in alternatives distribution
Altegris Advisors LLCChief Compliance OfficerPrior to 2018Compliance for Altegris KKR Commitments Fund advisor
Provasi Capital Partners LPManaging Director, Legal & Business DevelopmentPrior to 2014Capital raising and legal oversight
W. P. Carey Inc. (NYSE: WPC)Senior Vice PresidentOct 2014 – Dec 2017Governance/compliance across affiliated entities
Carey Credit Advisors, Inc.; Carey Financial, LLCSVP & Chief Compliance Officer; CCO & General Counsel2014 – 2017Broker-dealer and advisor compliance leadership
Greenberg Traurig LLPCounsel, REIT Practice GroupMar 2014 – Oct 2014REIT-focused legal counsel
Alston & Bird LLPCounsel, Financial Services & Products; REIT GroupAug 2012 – Mar 2014REIT and financial services legal practice
American Realty Capital & Realty Capital Securities, LLCSenior executive, in-house counsel, Chief Compliance Officer2006 – 2012Alternative investment programs; broker-dealer compliance

External Roles

OrganizationRoleSinceNotes
Ashford Hospitality Trust (NYSE: AHT)Non-executive Independent DirectorJan 2013Public company board experience in lodging REITs
Bluerock Total Income + Real Estate FundIndependent Trustee2021Bluerock-sponsored interval fund
Bluerock High Income Institutional Credit FundIndependent Trustee2022Bluerock-sponsored interval fund
Opto InvestmentsExternal Advisory Board MemberCurrentOngoing advisory engagement in alternatives

Board Governance

  • Committees: Audit Committee member; Nominating & Corporate Governance Committee member. Audit Committee chaired by I. Bobby Majumder (audit committee financial expert); Nominating & Corporate Governance chaired by Majumder .
  • Independence: Board affirmatively determined Mr. Jafarnia has no material relationship impairing independent judgment; his trustee roles at Bluerock-sponsored funds were evaluated and did not preclude independence .
  • Attendance: 2024—100% attendance across Board (4 meetings), Audit (6), Compensation (3), and Nominating & Corporate Governance (2) for all directors on their committees; 2023—missed one Nominating & Corporate Governance meeting (otherwise full attendance) .
  • Lead Independent Director: I. Bobby Majumder (duties include executive sessions and liaison with CEO) .

Fixed Compensation

Component20232024
Cash fees (annual + committee membership)$62,500 $62,500
Equity (LTIP Unit awards)$75,000 $75,000
Total$137,500 $137,500
  • Cash fee composition (per director fee schedule): $50,000 annual retainer; $7,500 Audit Committee member; $5,000 Nominating & Corporate Governance Committee member .
  • Directors do not receive meeting fees; chairs and lead independent director receive additional retainers (not applicable to Mr. Jafarnia) .

Performance Compensation

Metric20232024Notes
LTIP Units granted (count)3,303 units 5,185 units Granted under 2022 Individuals Plan in payment of equity portion of annual retainer
Grant-date fair value per unit$22.71 (20-day VWAP) $14.4671 (20-day VWAP) Valuation methodology disclosed
Options/Performance awards disclosedNone disclosed for directorsNone disclosed for directorsDirector equity reported solely as LTIP Units in retainer payments

Other Directorships & Interlocks

LinkageDescriptionGovernance Consideration
Bluerock-sponsored fundsIndependent trustee roles at Bluerock Total Income + Real Estate Fund and Bluerock High Income Institutional Credit FundBoard explicitly considered these affiliations; independence affirmed and compensation limited to service-related fees
External manager modelBHM is externally managed by Bluerock Homes Manager, LLC; Audit Committee oversees related-party transactionsBase management fee and reimbursements to Manager are material and warrant continued oversight (e.g., $9.1M base fee in 2024; reimbursements $4.8M combined operating/direct)

Expertise & Qualifications

  • Regulatory and compliance depth from senior roles at Artivest, W. P. Carey, American Realty Capital; counsel experience at Greenberg Traurig and Alston & Bird .
  • Public company board tenure (AHT) and trusteeships provide capital markets and governance perspective .
  • Degrees: L.L.M. (Georgetown, 2011), J.D. (Temple, 1992), B.A. (UT Austin, 1988) .

Equity Ownership

InstrumentApr 10, 2024Apr 11, 2025
OP Units14,562 14,562
LTIP Units14,591 19,996
Total beneficial units (OP + LTIP)29,153 34,558
Percent of Common Stock<1% <1%
  • Stock ownership guidelines: Independent directors must own shares valued at ≥3x annual cash retainer; as of Dec 31, 2024, all directors were in compliance or on track within five years. LTIP Units and OP Units count toward guidelines; options do not .

Governance Assessment

  • Strengths:

    • Independent status affirmed despite Bluerock fund trusteeships; committees composed entirely of independent directors .
    • Active Audit Committee role with quarterly risk oversight; Audit Committee pre-approval policy and transparent auditor fees (Grant Thornton) .
    • Strong policies: anti-hedging, pledging restrictions with Audit Committee oversight, clawback framework; robust stock ownership guidelines .
    • 2024 attendance exemplary; prior minor lapse in 2023 noted .
  • Watch items / potential conflicts:

    • External manager economics and related-party flows (management fees, reimbursements, dealer-manager arrangements) demand rigorous Audit Committee oversight; heightened sensitivity for independent directors with any Bluerock affiliations .
    • Director equity for Mr. Jafarnia is delivered as LTIP Units tied to retainer rather than performance metrics; alignment exists via ownership guidelines but lacks explicit performance-contingent features .
  • Overall implication:

    • Mr. Jafarnia’s legal/compliance background and committee service support board effectiveness, particularly in risk and governance oversight. Independence determinations and policy scaffolding mitigate—but do not eliminate—optics around sponsor interlocks and the external management construct. Continued focus on related-party transaction reviews and clear disclosure strengthens investor confidence .