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Romano Tio

Independent Director at Bluerock Homes Trust
Board

About Romano Tio

Independent director of Bluerock Homes Trust, Inc. (BHM) since October 2022; age 65; extensive real estate finance career with senior roles at Greystone, Ackman-Ziff, RM Capital Management, HCP Real Estate Investors, and Carlton Group. Holds a B.S. in biochemistry (Hofstra University, 1982). Previously served on the board of Bluerock Residential Growth REIT, Inc. (BRG) from January 2009 to October 2022; currently also an independent trustee for Bluerock-sponsored interval funds. Determined independent under NYSE American, SEC, and company guidelines after review of potential Greystone connections; board reaffirmed independence for committee service.

Past Roles

OrganizationRoleTenureCommittees/Impact
Greystone (commercial real estate finance & investment)Senior Managing DirectorMar 2021–Mar 2023Screened from any Company transactions; compensation not impacted by Company-related Greystone income per independence review.
Ackman-Ziff (real estate capital advisory)Senior Managing DirectorJun 2017–Mar 2021Institutional capital advisory expertise; real estate finance.
RM Capital Management LLCManaging DirectorMay 2009–Jun 2017Boutique real estate investment/advisory; transaction execution.
HCP Real Estate Investors (Harbinger affiliate)Managing Director; co-head of commercial real estateJan 2008–May 2009Event/distressed strategies; leadership role.
Carlton Group Ltd.Managing DirectorAug 2003–Dec 2007Involved in $2.5B+ of CRE transactions.
Real estate sales & brokerageVarious roles~25 years (prior)Broad transactional footprint.

External Roles

OrganizationTypeRoleTenureNotes
Bluerock Total Income + Real Estate FundClosed-end interval fundIndependent TrusteeSince 2012Sponsored by Bluerock; board noted this does not preclude independence.
Bluerock High Income Institutional Credit FundRegistered interval fundIndependent TrusteeSince 2022Sponsored by Bluerock; independence reaffirmed.
Bluerock Residential Growth REIT, Inc. (BRG)Public REIT (predecessor)Independent DirectorJan 2009–Oct 2022Predecessor board service for BHM sponsor lineage.

Board Governance

  • Current BHM board: CEO/Chair R. Ramin Kamfar plus four independent directors (Harrison, Jafarnia, Majumder, Tio). Lead Independent Director: I. Bobby Majumder. All three key committees (Audit, Compensation, Nominating & Corporate Governance) are fully independent.
CommitteeMembersChair2024 MeetingsAttendance
AuditI. Bobby Majumder, Kamal Jafarnia, Romano TioMajumder (Audit Committee Financial Expert)6Each director attended all meetings of board and committees served in 2024.
CompensationRomano Tio, Elizabeth Harrison, I. Bobby MajumderTio3Each director attended all meetings of board and committees served in 2024.
Nominating & Corporate GovernanceI. Bobby Majumder, Kamal Jafarnia, Romano TioMajumder2Each director attended all meetings of board and committees served in 2024.
  • 2023 meeting cadence: Board 4, Audit 5, Compensation 2, Nominating 2; each director attended all meetings of the board and committees on which they served (except Jafarnia missed one nominating meeting).

  • Independence: Board annually reviews independence; reaffirmed Tio as independent for 2025, noting past Greystone employment and a 2021 Greystone bridge loan to a BRG development project; Tio no longer at Greystone, was screened from dealings, not compensated on any Company transactions, and potential transactions are not expected to be material.

Fixed Compensation

  • Structure: Independent directors receive annual cash retainer and equity retainer; additional cash retainers for chair roles and committee membership; no meeting fees disclosed; reasonable out-of-pocket expenses reimbursed.
Component (Annual)Amount ($)
Base director cash retainer50,000
Audit Committee member retainer7,500
Compensation Committee chair retainer10,000
Nominating & Corporate Governance Committee member retainer5,000
Total cash (Tio’s 2024)72,500
2024 Director Compensation (Tio)Amount ($)Notes
Cash fees paid72,500Base $50,000 + Audit member $7,500 + Comp chair $10,000 + Nom/Gov member $5,000.
Equity (LTIP Units)75,0005,185 LTIP Units under 2022 Individuals Plan; grant date fair value based on 20-day NYSE American VWAP of $14.4671.
Total147,500Cash + equity retainers for FY 2024.

Performance Compensation

  • Non-employee director equity is retainer-based LTIP Units; no disclosed performance metrics or formulaic targets for directors.
AwardUnitsVehicleFair Value ($)Pricing BasisVesting Terms
FY 2024 annual director grant (Tio)5,185LTIP Units (2022 Individuals Plan)75,00020-day VWAP $14.4671Not disclosed in proxy for director awards.
  • Compensation Committee oversight: Tio chairs the Compensation Committee, which sets CEO/executive goals, reviews executive pay policies, oversees Manager fee plans, administers equity plans, produces the compensation report, and reviews independent director remuneration; no interlocks/insider participation.

Other Directorships & Interlocks

EntityRelationship to BHMPotential Interlock/Conflict Considerations
Bluerock Total Income + Real Estate FundSponsored by BluerockBoard stated such fund trusteeship does not preclude independence; no employment or compensation from Company entities beyond board roles.
Bluerock High Income Institutional Credit FundSponsored by BluerockSame independence determination and rationale as above.
Greystone (prior employer)Potential future financing providerIndependence review detailed screening and lack of role/compensation linkage; any transactions not expected to be material; not considered related-party.

Expertise & Qualifications

  • Deep real estate finance and capital advisory experience across banks, advisory boutiques, and investment firms; involved in $2.5B+ of transactions; long tenure in CRE sales/brokerage. Education: B.S. biochemistry (Hofstra). This expertise underpinned the nomination to continue serving.

Equity Ownership

  • Ownership guidelines: Independent directors must own shares valued at a minimum of three times their annual cash retainer; as of Dec 31, 2023, all directors and executive officers were compliant or on track within five years.

  • Anti-hedging & pledging: Hedging prohibited; pledging of shares required by ownership guidelines prohibited; limited pledging allowed only above guideline thresholds with Audit Committee pre-approval and strict leverage cap (≤30% of collateral package).

SecurityAmount Beneficially OwnedPercent of ClassAs-of Date
Class A Common Stock3,211<1%April 11, 2025.
OP Units23,356<1%April 11, 2025.
LTIP Units (vested)19,9961.47%April 11, 2025.
Total combined units (A, C, OP, vested LTIP)46,563<1% of combined vested units outstanding (12,612,716)April 11, 2025.

Governance Assessment

  • Board effectiveness: Tio’s chairmanship of the Compensation Committee and membership on Audit and Nominating committees, combined with perfect 2024 attendance, supports robust governance engagement.
  • Alignment and incentives: Director pay is balanced between cash ($72.5k) and equity ($75k) with ownership guidelines and anti-hedging/pledging controls, indicating reasonable alignment for a small-cap REIT; Tio’s beneficial ownership is <1% but includes OP and LTIP units consistent with REIT structures.
  • Conflicts/related-party risk: Prior Greystone affiliation and potential future financing were explicitly mitigated via screening and lack of compensation linkage; board deemed no material relationship and not a related-party transaction. Trusteeships of Bluerock-sponsored funds were also reviewed and deemed compatible with independence.
  • RED FLAGS to monitor:
    • Any future Company financing transactions involving Greystone or entities where Tio has a role should continue to be pre-screened and evaluated for materiality and independence impacts.
    • Pledging above guideline holdings is permitted under strict controls; while mitigated, pledging introduces potential forced-sale risk if leverage caps or monitoring fail—ongoing Audit Committee oversight is key.
  • Shareholder oversight: Committee interlocks/insider participation explicitly absent; independent leadership via a Lead Independent Director and fully independent key committees.