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Ashley B. Griffith

Director at BIMINI CAPITAL MANAGEMENT
Board

About Ashley B. Griffith

Ashley B. Griffith, age 53, was appointed to the BMNM Board as a Class I director on November 6, 2025, with a term expiring at the 2028 annual meeting . He is currently a Director in Institutional Sales at Hovde Group and holds a bachelor’s degree in Math from Hobart College . The Board determined he is an independent director under Nasdaq Rule 5605(a)(2) . He is the son-in-law of Robert J. Dwyer, BMNM’s lead independent director and committee chair, a relationship that warrants investor attention for potential perceived conflicts despite formal independence .

Past Roles

OrganizationRoleTenureCommittees/Impact
Hovde GroupDirector, Institutional SalesEarly 2024–present Focused on community and regional banking sector; institutional client coverage
Compass Point Research & TradingManaging Director – Institutional Sales2020–2024 Financial sector coverage; institutional distribution
Sandler O’Neill; Evercore; Fox-Pitt, KeltonInstitutional SalesVarious years (prior to 2020) Institutional sales across investment banks; financials sector emphasis
Sell-side Equity ResearchAnalyst (banking; media & entertainment)Early career Sector analysis background; research training

External Roles

  • No public company directorships disclosed for Ashley Griffith .
  • Family tie: Son-in-law of Robert J. Dwyer, BMNM lead independent director; Dwyer serves on MasTec, Inc. and Bank of New York Optima Fund boards (context for network/interlocks, though not directly Ashley’s roles) .

Board Governance

Governance ElementDetail
Board structure4 directors; staggered classes; CEO also serves as Chairman (Robert E. Cauley)
Lead Independent DirectorRobert J. Dwyer; chairs Board committees and can call meetings/set agendas
Committee compositionAll Board committees composed solely of independent directors; executive sessions held
Committees & chairsAudit Committee: Dwyer (sole member & chair) ; Compensation Committee: Dwyer (chair) ; Nominating & Corporate Governance Committee: Dwyer (chair)
Meetings (2024)Board: 10; Audit: 8; Compensation: 4; Nominating: 2
Attendance (2024)Each director attended all Board and applicable committee meetings; all attended 2024 annual meeting
Ashley’s assignmentExpected to serve on the Audit Committee (member)
Risk oversightAudit: financial/conflict risks; Compensation: pay-related risks; Nominating: board size/composition/independence
Conduct policiesProhibition on pledging, hedging, or short sales involving company securities

Fixed Compensation

ComponentAmountNotes
Annual cash retainer$196,2502024 schedule: $190,000 (Jan–Jun), $202,500 (Jul–Dec); stated as annual cash retainer in proxy
Audit Committee Chair retainer$6,000Chair fee; Dwyer is chair
Compensation Committee Chair retainer$6,000Chair fee; Dwyer is chair
Nominating & Corporate Governance Chair retainer$6,000Chair fee; Dwyer is chair
ReimbursementsTravel, hotel, conferences/education related to board servicePaid to independent directors; quarterly payment of retainers
Ashley’s compensation basisSame as other non-employee directors on a pro-rata annual basisAs disclosed upon appointment on Nov 6, 2025

Director cash actually paid in 2024 (context): Robert J. Dwyer $214,250; Frank E. Jaumot $196,250 .

Performance Compensation

  • No equity grants or performance-based compensation for non-employee directors are disclosed in the 2025 proxy’s 2024 director compensation program; compensation is presented as cash retainers and chair fees .

Other Directorships & Interlocks

PersonRole/BoardOverlap/Interlock
Ashley B. GriffithNone disclosedNo public company boards disclosed
Family relationshipSon-in-law of Robert J. DwyerPotential perceived influence; formal independence affirmed
Related external ties (context)Dwyer: MasTec, Inc. (lead independent director; Finance, Compensation, Governance committees); Bank of New York Optima FundNot Ashley’s roles; provides network context around BMNM’s lead independent director

Expertise & Qualifications

  • Institutional capital markets and financial sector expertise from 25+ years in investment banking sales and earlier sell-side research in banking/media .
  • Quantitative background with Math bachelor’s degree; relevant for Audit Committee service .
  • Expected Audit Committee membership aligns with financial literacy emphasis of BMNM’s governance .

Equity Ownership

ItemStatus
Ashley’s beneficial ownershipNot disclosed in 2025 proxy (appointment occurred after proxy date); no ownership amounts provided at appointment
Section 16 complianceCompany indicates directors/officers met filing requirements for ownership changes (context; prior year)
Alignment policiesDirectors/executives prohibited from pledging, hedging, or short sales of BMNM securities

Governance Assessment

  • Independence and Committee Placement: Board affirmatively determined Griffith is independent under Nasdaq rules; assignment to Audit Committee enhances board financial oversight capacity, especially following Jaumot’s resignation .
  • Familial Relationship – RED FLAG: Griffith is the son-in-law of lead independent director and committee chair Robert J. Dwyer. While independence is formally affirmed and no Item 404(a) related-party transactions are disclosed, the familial tie can raise perceived conflicts and influence concerns; ongoing scrutiny of committee decisions and independence safeguards (executive sessions; related-party review by Audit Committee) is warranted .
  • Board Leadership Structure: Combined CEO/Chair with Dwyer as lead independent director. Given BMNM’s small management team, the Board deems the structure appropriate; investors should monitor whether lead independent director responsibilities (agenda-setting, committee leadership) sufficiently counterbalance combined roles, particularly with Griffith’s familial tie to the lead independent director .
  • Committee Composition and Workload: Prior structure featured a sole-member Audit Committee chaired by Dwyer; Griffith’s expected Audit Committee service should improve redundancy and capacity. Meeting cadence (Audit 8; Compensation 4; Nominating 2 in 2024) indicates active oversight; Ashley’s attendance/engagement will be evaluated in the next proxy .
  • Director Pay Structure: Cash-based retainers with modest chair fees; absence of equity grants reduces long-term pay-for-performance alignment but also avoids potential dilution and complex vesting/conflict issues. Ashley will receive pro-rata cash compensation consistent with peers .
  • Related Party Controls: Company maintains a Related Person Transaction Policy administered by the Audit Committee; no transactions involving Griffith disclosed at appointment. The prohibition on pledging/hedging strengthens alignment safeguards .

Overall signal: Governance policies and independence determination support Ashley Griffith’s appointment; however, the familial relationship with BMNM’s lead independent director is a clear governance sensitivity. Investors should track committee reconstitution, future proxy disclosures on Griffith’s ownership, attendance, and any related-party matters to assess board effectiveness and independence over time .