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Corbyn Lichon

Chief Accounting Officer at Baldwin Insurance Group
Executive

About Corbyn Lichon

Corbyn Lichon is Chief Accounting Officer (CAO) of The Baldwin Insurance Group (The Baldwin Group), appointed effective April 1, 2021; she joined the company in May 2019 as Director of Accounting. She is a Certified Public Accountant and graduated with honors from the University of South Florida with a bachelor’s degree in Accounting; prior to Baldwin she worked in CBIZ & MHM’s Assurance practice with technical leadership in transaction-related accounting, business combinations, and revenue recognition . Company performance under current leadership provides context for her tenure: 2024 revenues were $1.389B vs. $1.219B in 2023, adjusted EBITDA rose to $312.5M (+25% YoY) and adjusted diluted EPS increased to $1.50 (+34% YoY), with organic revenue growth of 17% and adjusted free cash flow of $134.9M .

Company performance (context)

MetricFY 2023FY 2024
Revenues ($000s)$1,218,555 $1,389,037
Adjusted EBITDA ($000s)$250,204 $312,485
Adjusted EBITDA Margin (%)20.5% 22.5%
Organic Revenue Growth (%)19% 17%
Adjusted Diluted EPS ($)$1.12 $1.50
Adjusted Free Cash Flow ($000s)$68,584 $134,859
Shareholder Value Creation (year-end)201920202021202220232024
Stock Price at Year-End ($)16.05 29.97 36.11 25.14 24.02 38.76
Adjusted Diluted EPS ($)0.28 0.46 0.80 1.03 1.12 1.50
Adjusted Free Cash Flow ($000s)9,022 18,024 54,267 57,108 68,584 134,859

Past Roles

OrganizationRoleYearsStrategic Impact
The Baldwin GroupDirector of AccountingMay 2019–Mar 2021Led accounting and financial reporting foundation ahead of CAO appointment
CBIZ & MHM Tampa BayAssurance (Audit)Sep 2013–May 2019Technical leader focused on transaction-related accounting, business combinations, revenue recognition
The Baldwin GroupChief Accounting OfficerApr 2021–presentResponsible for firm-wide accounting function and financial reporting

External Roles

OrganizationRoleYearsStrategic Impact
USF Muma College of BusinessBusiness corporate mentor (alumnus engagement)OngoingTalent development and university partnership

Equity Ownership & Alignment

  • Stock ownership guidelines: CAO falls under “All Other Executive Officers and Covered Individuals” with required ownership equal to 3x annual base salary; compliance window is five years from Feb 24, 2022 or first appointment date. Unvested PSUs (pre-performance), and pledged shares do not count toward compliance .
  • Hedging prohibited; directors and colleagues cannot engage in hedging/derivative transactions on company stock .
  • Clawback policy compliant with Nasdaq Listing Standard 5608; mandates recoupment upon accounting restatement due to noncompliance with financial reporting requirements (including “little r” restatements) .

Recent insider transactions

Date (Filing)FormTransaction Notes
2025-03-04Form 4Reporting person filing; details include issuer equity changes associated with awards; company IR and EDGAR indices confirm filing
2025-04-03Form 4Footnote indicates shares withheld by issuer to satisfy income tax withholding obligations upon restricted stock vesting (not an open-market sale)
2025-03-18Form 4 (index)EDGAR index shows additional March 2025 activity for Baldwin insiders; supports ongoing equity award activity cycle

Implication: Tax-withholding settlements on RSU/RSA vesting indicate non-discretionary share reductions aligned to vest dates, not discretionary selling; typically lower “selling pressure” signal compared to open-market sales .

Employment Terms

  • Severance Plan classification: CAO is in “Group 2 Executives” (Chief Accounting Officer among listed roles) .
  • Qualifying separation (without change-in-control): 1x base salary paid over 12 months; payment of prior-year earned but unpaid bonus (if applicable); pro-rated current year bonus at Target; continued vesting of time-based equity; up to 12 months COBRA premiums; subject to execution of release and compliance with restrictive covenants for two years .
  • Change-in-control (no termination during protected period): continued participation or pro-rated Target bonus; continued or accelerated vesting of time-based and performance-based awards depending on whether the plan is assumed by acquiror; performance-based vesting determined in good faith at transaction close .
  • Change-in-control with qualifying separation: 1x base salary (Group 2) paid over 12 months; prior-year earned bonus; pro-rated Target bonus; accelerated vesting of time-based and performance-based awards; up to 12 months COBRA premiums; two-year restrictive covenant compliance required .
  • Retirement benefits (if eligible): pro-rated Target bonus for year of retirement; continued vesting of time-based and performance-based equity awards per plan; requires five years compliance with restrictive covenants post-retirement .
  • Restrictive covenants: Severance/retirement benefits conditioned on adherence to non-compete, client and colleague non-solicit, and confidentiality as specified; non-compete and related restrictions are enforced per Severance Plan and executive agreements .

Severance & CIC summary (Group 2 – CAO)

ScenarioCash MultipleBonus TreatmentEquity TreatmentCOBRA
Qualifying separation (no CiC)1x base salary over 12 months Prior-year earned bonus; pro-rated current year at Target Continued vesting of time-based awards Up to 12 months
Change-in-control (no termination)N/AContinued participation or pro-rated Target bonus Continued or accelerated vesting; PSU performance determined at closing N/A
CiC + qualifying separation1x base salary over 12 months Prior-year earned bonus; pro-rated current year at Target Accelerated time-based and performance-based vesting; PSU performance determined at closing Up to 12 months

Performance Compensation

  • Company-wide incentive architecture: Annual Incentive Plan focused on organic revenue growth, adjusted EBITDA, and personal objectives; LTIP centered on PSUs tied to relative TSR vs. peer group and 3-year adjusted diluted EPS CAGR; PSU payouts constrained to Target if absolute TSR is negative .
  • Note: The proxy discloses detailed weights and targets for Named Executive Officers (NEOs). Specific incentive weights and targets for the CAO are not disclosed; CAO participates in the Omnibus Plan on terms similar to senior executives, with equity awards governed by plan rules and company policies .

Governance & Policies Relevant to Compensation Alignment

  • Independent Compensation Committee; use of FW Cook as independent consultant; pay-for-performance emphasis; below-25th percentile base salaries for NEOs to increase at-risk mix; annual say-on-pay approval at ~91% in 2024 .
  • Stock ownership guidelines and Trading Policy framework; clawback and hedging prohibitions strengthen alignment and risk control .

Investment Implications

  • Alignment: Ownership guidelines (3x salary for CAO), clawback enforcement, and hedging prohibitions indicate strong alignment of incentives with long-term shareholder value .
  • Retention risk: Severance Plan provides balanced protection (1x salary for Group 2) with benefits contingent on restrictive covenant compliance, lowering abrupt departure risk while avoiding excessive “golden parachutes” (no tax gross-ups) .
  • Trading signals: Recent Form 4s show issuer tax-withholding upon RSU/RSA vesting rather than open-market selling—typically a neutral signal for selling pressure and consistent with scheduled vesting cycles .
  • Execution context: Company performance momentum (EBITDA growth, margin expansion, FCF acceleration) during her tenure supports the strategic importance of the accounting function’s control and reporting discipline under the CAO .