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Mary Hentges

About Mary M. Hentges

Independent director of Broadway Financial Corporation (BYFC), appointed March 5, 2025; age 66 as of May 31, 2025. She brings over 30 years of CFO-level experience across fintech, media, and enterprise technology, and holds a B.S. in Accounting from Arizona State University. The Board determined she is independent under Nasdaq and SEC rules .

Past Roles

OrganizationRoleTenureCommittees/Impact
Noom, Inc. (via KongBasile)Advising Chief Financial OfficerNov 2022–Dec 2023Guided finance during scaling
SoundThinking, Inc. (ShotSpotter)Interim Chief Financial OfficerOct 2020–Jan 2021Led finance during transition
YapStone, Inc.CFO & EVP2012–2014Payments operations, capital allocation
CBS InteractiveChief Financial Officer2010–2012Media finance, digital KPIs
PayPal, Inc.CFO & Vice President2003–2010Global finance leadership at scale
Agilent TechnologiesAssistant Corporate Controller1999–2003Corporate controllership
HP, Inc.Finance Director1994–1999Business unit finance
PwCAudit Senior Manager1991–1994Assurance leadership
EYSenior Manager1981–1991Audit/consulting leadership
Jiko Group, Inc.AdvisorSince 2019Fintech/banking advisory

External Roles

OrganizationRoleStatus
Upstart Holdings, Inc. (NASDAQ: UPST)DirectorCurrent
Arizona State University FoundationDirectorCurrent
Kaiser Permanente Bernard J. Tyson School of MedicineDirectorCurrent
Akili, Inc. (NASDAQ: AKIL)DirectorProxy states “formerly served till sale in July 2024”; 8‑K noted “currently serves” as of Mar 10, 2025 (disclosure inconsistency)
Jiko Group, Inc.AdvisorCurrent

Note: BYFC’s May 19, 2025 proxy indicates Akili is a prior directorship; the March 10, 2025 8‑K described it as current, reflecting timing differences in disclosures .

Board Governance

  • Independence: The Board determined Hentges and all non-employee directors are independent under Nasdaq/SEC standards .
  • Board structure: Combined Chair/CEO with a Lead Independent Director (Marie C. Johns); BYFC and Bank boards identical in membership .
  • Committee assignments:
    • Company Audit Committee: Member (financial reporting, auditor oversight) .
    • Bank Audit Committee: Member .
    • Bank Risk & Compliance Committee: Member (cybersecurity, regulatory oversight) .
    • Bank Internal Asset Review Committee: Member (loan classifications/allowance review) .
  • Meeting cadence and attendance (context): In 2024, Boards each held 12 regular meetings; Bank Audit 10, Risk & Compliance 7, Internal Asset Review 9; all incumbent directors attended ≥83% of meetings. Hentges joined in 2025, so no 2024 attendance disclosure applies to her .
CommitteeBodyRole2024 Meetings
AuditCompanyMember10
AuditBankMember10
Risk & ComplianceBankMember7
Internal Asset ReviewBankMember9

Fixed Compensation

ComponentAmountNotes
Board Service Retainer (quarterly)$12,500Non‑employee directors
Committee Chair Service Retainer (quarterly)$1,500Additional, per chair role
Lead Independent Director Retainer (quarterly)$14,000In lieu of Board retainer
Chair of Board Retainer (quarterly)$15,000In lieu of Board retainer
Equity grant (annual)$12,000Unrestricted stock each calendar year

Standard director compensation applies to Hentges per 8‑K; no separate arrangements disclosed .

Performance Compensation

Performance LinkageDetails
NoneDirector pay consists of cash retainers and annual unrestricted stock; no options, RSUs/PSUs, or performance metrics for directors disclosed. As of Dec 31, 2024, directors held no outstanding equity awards .

Other Directorships & Interlocks

  • Interlocks: No related-party transactions or family relationships disclosed for Hentges; Item 404(a) review found no material interests .
  • Parent influence context: City First Enterprises owns ~14.05% of BYFC voting stock; 4 BYFC directors (Argrett, Longbrake, McGrady, Donovan) also serve on City First Enterprises’ board; Hentges is not listed among them .

Expertise & Qualifications

  • Deep CFO experience across fintech (PayPal), media (CBS Interactive), and payments (YapStone), with audit/controllership foundations (EY, PwC, Agilent, HP) .
  • Active service on Audit and risk-focused committees at BYFC/City First Bank, aligning with financial oversight needs .
  • Education: B.S. in Accounting (Arizona State University) .

Equity Ownership

HolderVoting Common Shares% of Voting CommonTotal Common Shares (All Classes)Date
Mary M. Hentges0<1%Not disclosed for Mary; total company shares outstanding 9,231,180As of Mar 31, 2025
  • Alignment policies: Anti‑hedging policy prohibits directors from hedging BYFC stock; clawback policy (Nasdaq 5608) applies to executives’ incentive compensation upon restatement (context for governance culture) .

Governance Assessment

  • Strengths

    • Independent director with extensive CFO and audit background; assigned to Audit, Risk & Compliance, and Internal Asset Review—high relevance to bank oversight and controls .
    • No related‑party transactions, arrangements, or family ties—clean conflicts profile on appointment .
    • Standard, balanced director compensation (cash retainer + modest annual stock), with anti‑hedging—reasonable alignment without excessive risk-taking incentives .
  • Watch Items / Potential Red Flags

    • Zero reported beneficial ownership as of March 31, 2025; while annual unrestricted stock grants provide some alignment, current “skin-in-the-game” appears limited—monitor subsequent Form 4 filings and grant receipts in 2025–2026 .
    • External board workload (e.g., Upstart) could pose time constraints; ensure sustained engagement and committee attendance post‑appointment (no 2025 attendance data yet) .
    • Broader board interlocks with City First Enterprises among other directors (not Hentges) underscore the importance of independent oversight on related projects; Hentges’ audit/risk roles can serve as a mitigating influence .

Overall: Hentges adds strong finance and audit discipline to BYFC’s board and core bank committees, with an independence profile and no related‑party exposure at appointment. Key investor focus should be on her post‑appointment engagement metrics, evolving equity ownership, and effectiveness within Audit and risk committees in a mission‑driven, regulated banking context .