Daniel Rentz
About Daniel Rentz
Daniel E. Rentz, age 42, is Executive Vice President and Chief Information Officer (CIO) of Colony Bankcorp, Inc. (CBAN) and Colony Bank, appointed in January 2025, with 18 years in banking and 18 years at Colony; he oversees operations, innovation, technology, enterprise solutions, and project management, and previously served as Chief Technology Officer and IT Director, having joined Colony in 2007 in mainframe and application services roles . Company performance during his current tenure period reflects improving profitability metrics: adjusted EPS reached $0.47 in Q3 2025, operating ROAA rose to 1.06%, and net interest margin expanded to 3.17% . Pay-versus-performance disclosure shows the value of a $100 initial investment based on Company TSR at $121.35 for 2024, alongside reported net income progression (see table below) . Q3 2025 financials also indicate net interest income of $22.7 million and net income of $5.8 million, up year-over-year, contextualizing operational execution under the leadership team including the CIO .
Past Roles
| Organization | Role | Years | Strategic Impact |
|---|---|---|---|
| Colony Bankcorp, Inc. / Colony Bank | EVP, Chief Information Officer | Jan 2025–present | Oversees day-to-day Information Technology and Operations; drives innovation and strategic objectives |
| Colony Bankcorp, Inc. | Senior Vice President, Chief Technology Officer | Sep 2022–Jan 2025 | Led company technology strategy and modernization initiatives |
| Colony Bankcorp, Inc. / Colony Bank | Director of Information Technology | Sep 2020–Sep 2022 | Directed enterprise IT; foundational improvements to systems |
| Colony Bankcorp, Inc. | Mainframe Operator; Mainframe Manager; Application Services Manager | 2007–2020 | Progressive operational roles underpinning core banking systems; application management |
External Roles
No external public company directorships or committee roles are disclosed for Rentz in the 2025 DEF 14A biography .
Fixed Compensation
- Daniel Rentz is an executive officer but not listed among Named Executive Officers (NEOs) in the 2025 proxy; specific base salary, target bonus percentage, and actual bonus for Rentz are not disclosed .
- The proxy includes a 2025 base salary chart for certain NEOs (CEO, President, CCO) but does not include the CIO; therefore, no CIO fixed pay details are available from public filings .
Performance Compensation
- Colony’s annual cash incentive framework for NEOs in 2024 was tied to five weighted goals; applicability and specific results for the CIO are not disclosed. Incentive awards based on 2024 performance were paid 80% in cash in 2025, with the balance paid in 2026 .
| Metric (2024 Plan) | Weighting | Target | Actual | Payout | Vesting/Timing |
|---|---|---|---|---|---|
| Operating ROAA | 25% | > 0.83% | Not disclosed | Not disclosed | 80% cash in 2025; remainder paid in 2026 |
| Operating EPS | 25% | > $1.44 | Not disclosed | Not disclosed | 80% cash in 2025; remainder paid in 2026 |
| Net Organic Deposit Growth | 20% | > $49.418 million | Not disclosed | Not disclosed | 80% cash in 2025; remainder paid in 2026 |
| Net Operating NIE to Average Assets | 20% | < 1.39% | Not disclosed | Not disclosed | 80% cash in 2025; remainder paid in 2026 |
| Individual Performance Goals | 10% | As set by Committee | Not disclosed | Not disclosed | 80% cash in 2025; remainder paid in 2026 |
Notes: These metrics and weights are disclosed for NEOs; specific CIO plan metrics and outcomes are not disclosed .
Equity Ownership & Alignment
- Ownership policies: Colony prohibits hedging and short-selling of Company securities, margin purchases, and derivative transactions; directors/officers must observe blackout windows and obtain preclearance. A clawback policy compliant with NYSE Rule 10D-1 is maintained. No explicit executive stock ownership guideline multiples or pledging restrictions are disclosed .
- Beneficial ownership snapshots:
| Metric | Jan 7–10, 2025 (Form 3) | Mar 28, 2025 (Proxy snapshot) |
|---|---|---|
| Direct shares | 7,110.33 | Not individually broken out |
| Indirect shares (401k) | 2,532.8489 | Not individually broken out |
| Total beneficial shares | 9,643.18 (sum of reported lines) | 11,357 |
| Percent of class | — | 0.06% |
| Shares outstanding (for percent calc context) | — | 17,481,709 |
- Company equity plan context: 144,558 options, warrants, and rights outstanding company-wide (weighted average exercise price $12.53); 843,718 shares available for issuance under the 2020 Incentive Plan. Individual CIO equity awards, vesting schedules, and options (exercisable/unexercisable) are not disclosed .
Employment Terms
- Appointment: Promoted to EVP, CIO effective January 2025; role includes oversight of operations, innovation, technology, enterprise solutions, and PMO .
- Tenure: 18 years at Colony; 18 years in banking (as of Q3 2025 investor materials) .
- Employment agreement, severance, change-of-control provisions, non-compete/non-solicit, garden leave, post-termination consulting: Not disclosed for the CIO in available filings .
Performance & Track Record (Company context during tenure)
| Metric | 3Q 2024 | 4Q 2024 | 1Q 2025 | 2Q 2025 | 3Q 2025 |
|---|---|---|---|---|---|
| Adjusted EPS ($) | 0.35 | 0.44 | 0.38 | 0.46 | 0.47 |
| Operating ROAA (%) | 0.81% | 0.99% | 0.85% | 1.02% | 1.06% |
| Net Interest Margin (%) | 2.64% | 2.84% | 2.93% | 3.12% | 3.17% |
| Q3 2025 Highlights | Q3 2025 |
|---|---|
| Net interest income ($000s) | 22,699 |
| Net income ($000s) | 5,819 |
| Diluted EPS ($) | 0.33 |
| Salaries and employee benefits ($000s) | 13,532 |
| Information technology expenses ($000s) | 2,680 |
| Pay vs Performance (Year) | Company TSR – $100 Initial Investment | Net Income ($000s) |
|---|---|---|
| 2022 | $75.10 | 19,542 |
| 2023 | $104.81 | 21,747 |
| 2024 | $121.35 | 23,868 |
Say-on-Pay & Shareholder Feedback (2025 Annual Meeting)
| Proposal | For | Against | Abstain | Broker Non-Votes |
|---|---|---|---|---|
| Advisory say-on-pay | 10,007,380 | 661,860 | 341,533 | 1,912,292 |
Investment Implications
- Alignment: Rentz’s beneficial ownership is modest at ~0.06% of outstanding shares, which indicates limited personal equity exposure relative to outstanding shares; however, Colony’s prohibitions on hedging and margin trading and the clawback policy support shareholder-aligned behavior .
- Retention risk: Long internal tenure (18 years) and promotion to CIO in 2025 suggest low near-term flight risk; absence of disclosed CIO-specific severance or change-of-control economics limits visibility into potential exit incentives .
- Performance linkage: The Company’s incentive framework emphasizes operating ROAA, EPS, deposit growth, and efficiency—metrics that are influenced by technology and operations; though CIO-specific plan details are not disclosed, improving ROAA, NIM, and adjusted EPS during 2024–2025 reflect operational execution by the leadership team that includes the CIO .
- Trading signals: No Form 4 transactions are identified in available filings for Rentz; combined with no disclosed pledging, near-term insider selling pressure indicators are limited, but lack of individual award detail constrains visibility into future vesting-driven sales .