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Mark Massee

Chairman of the Board at COLONY BANKCORP
Board

About Mark H. Massee

Age 71; Independent Chairman of the Board of Colony Bankcorp, Inc. and Colony Bank since June 2016; CBAN director since February 2007 and Colony Bank director since 1996. Retired President of Massee Builders, Inc. (42 years); currently a self‑employed building construction consultant and owner/manager of MHM Properties and Dorminy‑Massee House, Inc. (bed-and-breakfast). Education: BS in Industrial Management, Georgia Institute of Technology. The Board has designated Mr. Massee as its “audit committee financial expert,” and he is considered independent under NYSE standards; the Board separates the CEO and Chair roles with Mr. Massee serving as independent Chair.

Past Roles

OrganizationRoleTenureCommittees/Impact
Massee Builders, Inc.President42 yearsLed commercial construction operations
City of Fitzgerald, GAMayorNot disclosedCivic leadership in CBAN’s core market
Colony Bankcorp, Inc.Vice Chairman of the BoardJun 2013 – Jun 2016Board leadership pre‑Chair role

External Roles

OrganizationRoleTenureNotes
MHM PropertiesOwner/ManagerNot disclosedReal estate ownership/management
Dorminy‑Massee House, Inc.Owner/PresidentNot disclosedBed-and-breakfast operations
Self‑employed consultantBuilding construction consultantCurrentConstruction expertise

Board Governance

  • Roles: Chairman of the Board (Company and Bank); Audit Committee Chair; member of Talent Management and Compensation Committee; member of Risk Management Committee (all directors).
  • Independence: Board states six of eight directors post‑meeting are independent; Chairman is independent; non‑independent directors are the CEO and Executive Vice Chairman (Fountain and Schmitt).
  • Attendance: Board met 8 times in 2024; each director attended at least 75% of Board and applicable committee meetings. Independent directors held 9 executive sessions in 2024.
  • Committee activity: Audit Committee met 9 times (Massee Chair); Talent Management and Compensation met 8 times; Nominating and Governance met 4 times; Risk Management met 4 times.
CommitteeRoleIndependenceMeetings (2024)
AuditChairMeets NYSE/SEC independence; Massee designated “financial expert” 9
Talent Mgmt & CompensationMemberMeets NYSE independence 8
Nominating & GovernanceNot disclosed as memberCommittee independent 4
Risk ManagementMember (all directors)N/A4

Fixed Compensation

  • Standard director cash structure (2024): Independent director retainer $48,000; Chairman retainer $63,000; committee chair fees $2,500 per committee; employee‑directors receive $18,000 retainer; no meeting fees disclosed.
  • 2024 Director Compensation (Massee): Cash fees $65,000; Stock awards grant‑date fair value $9,113; Total $74,113.
YearCash Fees ($)Equity Grant Fair Value ($)Total ($)
202465,000 9,113 74,113

Performance Compensation

  • Non‑employee directors awarded restricted stock; grant on July 1, 2024 of 600 shares; vests in three equal annual installments; grant‑date value based on $12.15/share. No performance metrics tied to director equity grants disclosed.
Grant DateSharesGrant‑Date Fair Value ($)Vesting SchedulePerformance Metrics
Jul 1, 2024600 9,113 3 equal annual installments None disclosed

Other Directorships & Interlocks

  • No other public company directorships disclosed for Mr. Massee in the 2025 proxy; external roles are private business and civic positions.
  • Compensation Committee interlocks: None disclosed; no insider participation on the committee in 2024.

Expertise & Qualifications

  • Industry and functional expertise: Commercial real estate, construction operations, small business ownership.
  • Financial oversight: Designated audit committee financial expert by the Board.
  • Governance: Long‑tenured CBAN and Colony Bank director; independent Chair separate from CEO; engages in executive sessions.

Equity Ownership

  • Beneficial ownership (as of Mar 28, 2025): 66,849 shares; 0.38% of outstanding; directors and officers as a group hold 1,156,646 shares (6.62%).
  • Hedging/pledging/margin: Company prohibits speculative trading/hedging and buying on margin by directors, officers, employees; blackout periods and pre‑clearance apply.
HolderShares Beneficially Owned% of Class
Mark H. Massee66,849 0.38%

Related Party Exposure

  • Loans: As of Dec 31, 2024, officers/directors and related companies had $4,038,375.34 outstanding or available in aggregate loans at the Bank; loans made on market terms under Regulation O and internal policy.
  • Approval: Related party transactions require Audit Committee review under written policy aligned with SEC/NYSE requirements.

Governance Assessment

  • Positives: Independent Chair separated from CEO; strong audit oversight with Massee as designated financial expert; active committee cadence (Audit 9x; Comp 8x; Risk 4x); executive sessions (9x) enhance independent oversight; prohibitions on hedging/margin trading improve alignment.
  • Alignment: Material personal shareholding (66,849; 0.38%) plus annual restricted stock grants; director cash and equity mix consistent with regional bank peers; each director met ≥75% meeting attendance in 2024.
  • Watch items / RED FLAGS:
    • Concentration of oversight: The Board Chair simultaneously serves as Audit Committee Chair—an atypical combination that can concentrate authority and may draw investor scrutiny despite independence and executive sessions.
    • No Lead Independent Director designated; Board relies on independent Chair and executive sessions; monitor effectiveness and responsiveness to shareholder concerns.
    • Related‑party lending: Aggregate insider/affiliate loans present potential conflict optics in a community bank context; policies and Regulation O compliance mitigate but require continued disclosure discipline.
  • Shareholder engagement/say‑on‑pay: Annual say‑on‑pay proposed; no historical approval percentages disclosed in this proxy; monitor Form 8‑K results post‑meeting.