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Roberta Olejasz

Director at CB Financial Services
Board

About Roberta Robinson Olejasz

Independent director of CB Financial Services, Inc. (CBFV); age 53 as of December 31, 2024, with a B.S. in Management (Virginia Commonwealth University) and an MBA (West Virginia University) . She served as a director at First West Virginia Bancorp (FWVB) and Progressive Bank since 2014 and continues on CBFV’s board with a current term ending in 2027 . Background includes ownership and dealer-operator leadership of Bob Robinson Chevrolet-Buick-GMC-Cadillac Inc. from 2005 until retirement in 2024 . Beneficial ownership totals 14,410 CBFV shares as of March 28, 2025, with indirect holdings via spouse/child (440 shares) and trust (1,470 shares) .

Past Roles

OrganizationRoleTenureCommittees/Impact
Bob Robinson Chevrolet-Buick-GMC-Cadillac Inc.Owner and Dealer Operator2005–2024 Executive leadership in planning, risk management, marketing, and capital management
FWVB / Progressive BankDirectorSince 2014 Board service prior to and following combination with CBFV

External Roles

OrganizationRoleTenureNotes
West Virginia Automobile and Truck Dealers AssociationDirector and Past ChairmanNot disclosed Industry leadership position
West Virginia University College of Business & EconomicsMember, Visiting CommitteeNot disclosed Academic advisory engagement
Wheeling Chamber of CommerceBoard MemberNot disclosed Local civic involvement

Board Governance

  • Independence: Independent under NASDAQ listing standards; Board considered deposits/loans and other relationships (including to Ms. Olejasz and related entities) and determined they did not impair independent judgment .
  • Committee Assignments (as of Dec 31, 2024): Audit Committee member; not a committee chair .
  • Committee Assignments (as of Dec 31, 2023): Audit Committee member; Nominating/Corporate Governance Committee member; not a committee chair .
  • Board & Committee Meetings: In FY2024, the Board met 13 times; no director was below 75% attendance (implying ≥75% attendance for Ms. Olejasz) . In FY2023, one director was below 75% attendance (not named) .
  • Annual Meeting Attendance: All then-serving directors attended the prior year’s annual meeting .
  • Board Diversity: As of 2024, CBFV qualified as a smaller reporting company and disclosed having one female director toward Nasdaq’s diversity objective .
CommitteeRoleFY2023 MeetingsFY2024 Meetings
AuditMember 8 8
CompensationNone 6 4
Nominating/Corporate GovernanceMember (2023); not listed for 2024 2 2

Fixed Compensation

Director cash and equity compensation (USD):

Metric20232024
Fees Earned or Paid in Cash$31,200 $31,200
Stock Awards (grant-date fair value)$22,010 $22,120
Option Awards$0 $0
All Other Compensation$2,600 $2,600
Total$55,810 $55,920

Notes:

  • Non-employee director equity grants are capped at $200,000 in grant-date fair value per calendar year under the 2024 Equity Incentive Plan .
  • Committee meeting volumes shown above; Ms. Olejasz is not a chair, and chair fees are not attributed to her in the proxy tables .

Performance Compensation

Director equity award terms (restricted stock; service-based vesting):

Attribute2023 Grant2024 Grant
InstrumentRestricted Stock (1,000 shares outstanding as of Dec 31 year-end) Restricted Stock (1,000 shares outstanding as of Dec 31, 2024)
Grant-Date Price$22.01 per share (Feb 16, 2023) $22.12 per share (Feb 16, 2024)
Vesting Schedule5 years; 20% vesting on Feb 16, 2024; ratable thereafter 5 years; 20% vesting on Feb 16, 2025; ratable thereafter
Plan Source2021 Equity Incentive Plan 2021 Equity Incentive Plan (no further grants post 2024 plan approval)
Dividend TimingDividends on restricted stock paid upon/after vesting; unvested dividends forfeited if award forfeits

Other Directorships & Interlocks

CategoryDisclosure
Other public company boardsNot disclosed in proxy; biography lists industry and civic roles only
Shared directorships with competitors/suppliers/customersNot disclosed; no related-party transactions >$120,000 since Jan 1, 2024

Expertise & Qualifications

  • Executive management experience leading a multi-franchise auto dealership; skilled in planning, risk management, marketing, and capital management .
  • Education: B.S. Management (VCU) and MBA (WVU) .
  • Community and industry governance roles (WV Auto & Truck Dealers Association; WVU visiting committee; Wheeling Chamber) .

Equity Ownership

MetricMar 25, 2024Mar 28, 2025
Total Beneficial Ownership (shares)13,410 14,410
Ownership % of Outstanding<1% <1%
Indirect via spouse/child1,910 shares 440 shares
Indirect via trustNot disclosed 1,470 shares
Pledged as collateralNone; proxy states no pledging by named individuals

Section 16 reporting compliance:

  • FY2023: Proxy indicates multiple officers/directors (including Ms. Olejasz) inadvertently filed late Form 4 for Feb 16, 2023 equity grants .
  • FY2024: Company believes all executive officers and directors complied with reporting requirements during 2024 .

Governance Assessment

  • Committee work: Active Audit Committee member across 2023–2024; Audit Committee responsibilities include oversight of financial reporting, controls, internal audit, and auditor independence; committee chaired by Charles Guthrie, CPA, with formal report filed in the proxy .
  • Independence with banking relationships: Board reviewed loans/deposits and other relationships (including to Ms. Olejasz/related entities) and affirmed independence; outstanding loans to directors/executives and related parties totaled $18.3 million at 12/31/2024, made on market terms and within regulatory standards—monitor for potential perceived conflicts typical in community banking .
  • Attendance and engagement: ≥75% attendance across Board and committees in FY2024; full director attendance at prior annual meetings supports engagement .
  • Pay and alignment: Director pay modest and balanced between cash fees and multi-year service-vested restricted stock; non-employee director equity capped at $200k grant value; dividends deferred until vest; 2024 plan includes clawback and hedging/pledging restrictions—strong alignment practices .
  • RED FLAGS:
    • Late Section 16 filings in 2023 (Feb 16 grants) signal process/timing lapses; remediated in 2024 per compliance disclosure .
    • Director/executive lending relationships merit ongoing oversight, though independence affirmed and loans disclosed as ordinary-course/regulatory-compliant .
  • Diversity signal: As of 2024, company disclosed one female director toward Nasdaq objectives; additional diverse representation may be scrutinized by investors .