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Benjamin Jaenicke

Chief Financial Officer and Treasurer at CBL & ASSOCIATES PROPERTIES
Executive

About Benjamin Jaenicke

Benjamin W. Jaenicke is Executive Vice President – Chief Financial Officer and Treasurer of CBL, a role he has held since January 1, 2023 after joining CBL as EVP – Finance on September 1, 2022; he is 41 years old as of April 2025 . He previously spent more than a decade in real estate investment banking at Wells Fargo Securities/Eastdil Secured and earlier at PricewaterhouseCoopers; he holds a BS in Business and Master of Accounting from Miami University and an MBA from UVA Darden, and is a CFA charterholder and former CPA . Company performance under the executive team included 2024 total shareholder return of 28.5% and delivery vs financial goals (AFFO $207.3M; Gross NOI $435.2M) with mortgage maturities addressed at 110% achievement level .

Past Roles

OrganizationRoleYearsStrategic Impact
CBL PropertiesEVP – CFO & TreasurerJan 2023–PresentExecutive leadership of finance, capital planning, debt maturities, dispositions; recognized for 2024 property disposition program
CBL PropertiesEVP – FinanceSep 2022–Dec 2022Transition leadership ahead of CFO appointment
Wells Fargo Securities / Eastdil SecuredDirector, Real Estate Investment Banking2012–2022Advised REITs on M&A, recapitalizations, capital markets; worked closely with CBL
PricewaterhouseCoopersAudit/Accounting (REIT clients)Pre‑2012Performed audits and accounting services for public REITs

Fixed Compensation

Metric202320242025
Base Salary ($)$350,000 $400,000 $404,000
Target AIP (Annual Incentive) ($)$338,000 $604,900 $635,145

Performance Compensation

2024 Annual Incentive Program (AIP) structure and results

  • Weighting for non-CEO NEOs: 60% Corporate Goals (36% Financial + 24% Operational) and 40% Individual Goals .
  • Payout ranges 50%–150% of target; ESG component capped at target for 2025 AIP (structure consistent in 2024) .
MetricWeightingTargetActualPayout/Result
AFFO (as adjusted)Part of 36% Financial$201.1M $207.3M Financial Goals Payout: 122.4%
Gross NOIPart of 36% Financial$431.5M $435.2M Financial Goals Payout: 122.4%
Address 2024 mortgage maturitiesPart of 36% FinancialQualitative threshold/target/stretch Evaluated at 110% achieved; all maturities addressed and proactive refinancing Included in 122.4% Financial payout
New/renewal leasing SFPart of 24% Operational4.2M sq ft 4.48M sq ft Operational Goals Payout: 143.3%
Project openings & anchor transactionsPart of 24% Operational9 and 12, respectively 3 projects; 8 anchor/jr anchor deals Operational Goals Payout: 143.3%
ESG goalsPart of 24% Operational4 5 completed Operational Goals Payout: 143.3%
Individual (Qualitative)40% of AIPCFO objectives set by Comp Committee Committee assessment 125% for Jaenicke Individual payout 125%
Total AIP payout$604,900 target $777,115 actual (Corporate $474,665; Individual $302,450; +$100k discretionary in Bonus column) 128% of target

Note: The $100,000 discretionary cash bonus was recommended by the CEO and approved by the Compensation Committee for CFO Jaenicke in recognition of his execution of the 2024 property disposition program; this amount is reflected in the Bonus column of the Summary Compensation Table .

Long-Term Incentive Program (LTIP) structure (PSUs + time-vesting Restricted Stock)

  • PSUs: 60% of LTIP (70% for CEO) split by TSR metrics—30% relative TSR vs FTSE NAREIT Retail (ex Free-Standing) component and 70% absolute TSR; shares earned after the 3-year performance period are issued as restricted stock subject to a one-year cliff vest .
  • Annual Restricted Stock Awards: 40% of LTIP for non-CEO; time-based vest ratably over 3 years .
CycleMetricWeightingTargetVesting
2024–2026PSUs (Absolute TSR; Relative TSR)70% / 30% of PSUs 33,061 PSUs for Jaenicke Earn at 3 years; issued shares have 1-year cliff
2024 grantRestricted Stock40% of LTIP (Jaenicke) 22,041 shares 1/3 annually over 3 years
2025–2027PSUs (Absolute TSR; Relative TSR)70% / 30% of PSUs 25,050 PSUs for Jaenicke Earn at 3 years; issued shares 1-year cliff
2025 grantRestricted Stock40% of LTIP (Jaenicke) 16,700 shares 1/3 annually over 3 years

Equity Ownership & Alignment

Beneficial and Outstanding Equity (as of April 8, 2025 and Dec 31, 2024)

MetricValue
Total Beneficial Ownership (shares)59,598 (9,513 unrestricted; 50,085 restricted)
% of Shares Outstanding<1%
Unvested Restricted Stock (Dec 31, 2024)49,423 shares; $1,453,530 market value at $29.41
Unearned PSUs (Dec 31, 2024)95,332 units; $2,803,714 market/payout value at $29.41

Stock ownership policy and alignment safeguards:

  • Minimum stock ownership requirement for CFOs is 3× prior calendar year’s base salary, to be achieved within five years; valuation methodology specified (cost/tax basis or prior-year average NYSE close) .
  • Anti-hedging and anti-pledging policy prohibits hedging, pledging and margin lending using Company shares for officers and directors; updated clawback policy effective Oct 2, 2023 applies to Section 16 officers .

2024 Vested Shares Details

Award Type / Vest/Payout DateShares AcquiredShares Withheld for TaxesNet Shares Retained
Restricted Stock – 2/17/20248,690 2,117 6,573
Restricted Stock – 9/1/20245,000 1,218 3,782

Vesting schedules:

  • Dec 2021 restricted awards and Jaenicke’s Sep 2022 initial employment award vest 25% annually over four years; subsequent restricted grants vest 1/3 annually over three years .
  • PSU shares earned after 3-year performance period are issued as restricted stock subject to one-year cliff vest .

Section 16 compliance note:

  • One late Form 4 covering one transaction was reported for Jaenicke in 2023; 2024 filings were compliant for officers/directors .

Employment Terms

Employment Agreement Highlights (Amended & Restated Nov 2023)

TermDetails
Initial Term & RenewalSep 1, 2022–Apr 1, 2024; auto-renewal for successive 1-year terms if not terminated
Base SalaryInitial $350,000; increased to $400,000 on Jan 1, 2024; future changes at Committee discretion; no decrease >5% during term
Annual BonusTarget bonus set by Comp Committee (2023 target $338,000); 2022 pro-rated bonus $109,333
Equity IncentivesParticipation under 2021 Equity Plan; initial commitments at start included ≥25,000 restricted shares and ≥30,000 PSUs for 2023 LTIP
Insurance/BenefitsContinuation of health insurance for 18 months upon termination (24 months for CEO), barring termination for cause
Severance (CoC – Double Trigger)2× (base salary + specified target bonus); Jaenicke’s specified target bonus amount $338,000
Death/Disability Severance2× current base salary
Non-Compete / Non-SolicitNon-Compete: 6 months; Non-Solicit: 1 year post-termination
Relocation AllowanceUp to $100,000; repayable if voluntary resignation within 2 years (waived for death/disability/Change in Control)

Equity Vesting on Termination (values at $29.41 NYSE close on Dec 31, 2024)

ScenarioEquity Vesting Value ($)
Change in Control (termination by Company)$4,257,186
Termination Without Cause$4,110,136
Death/Disability$4,257,186

Share counts retained/earned under specific termination scenarios (Dec 31, 2024 assumption):

ScenarioRestricted Stock RetainedRestricted Stock on CoC/Death/DisabilityPro‑rated PSUs Earned (Feb 2023 & Feb 2024 grants)
Termination Without Cause44,423 95,330
Death/Disability or Termination by Company Upon CoC49,423 95,330

Clawback policy:

  • Updated October 2, 2023 to comply with SEC/NYSE; applies to Section 16 officers and covers recovery of incentive compensation tied to financial metrics in the event of a required restatement .

Multi‑Year Compensation Summary (NEO disclosures)

YearSalary ($)Bonus ($)Stock Awards ($)Non‑Equity Incentive ($)All Other ($)Total ($)
2023$350,000 $169,000 $1,912,489 $283,920 $8,250 $2,723,659
2024$400,000 $402,450 (incl. $100,000 discretionary) $1,318,522 $474,665 $8,625 $2,604,262

Performance Compensation – Detailed LTIP Inputs for Jaenicke

CycleTarget LTIP ValuePSU Target ($)PSU Target #Restricted Stock Value ($)Restricted Stock #
2024$1,288,000 $772,800 33,061 $515,200 22,041
2025$1,288,000 $772,800 25,050 $515,200 16,700

Investment Implications

  • Pay-for-performance alignment is strong: AIP metrics tie to AFFO, Gross NOI, mortgage maturities, leasing and ESG goals; 2024 corporate payouts were 122.4% financial and 143.3% operational, with individual qualitative at 125% for Jaenicke, and a discretionary $100k bonus for extraordinary disposition execution—investors should monitor continued delivery on 2025 AIP targets (AFFO/NOI/leasing/maturities) .
  • Equity-heavy LTIP with PSU weighting on absolute TSR (70%) and relative TSR (30%) plus time-based restricted stock promotes shareholder alignment; significant unvested equity (49,423 restricted; 95,332 PSUs as of year-end 2024) supports retention but also creates calendar-driven vesting events to watch for supply dynamics .
  • Governance safeguards reduce misalignment risk: strict stock ownership guidelines (CFO 3× salary), anti-hedging/anti-pledging, and an updated clawback policy; minor Section 16 timeliness issue in 2023 was disclosed and subsequently clean in 2024 .
  • Change-of-control economics include 2× cash severance (base + specified target bonus) and meaningful equity acceleration potential; scenario values at 12/31/24 imply substantial vesting value under CoC or death/disability, which is relevant for M&A probability-weighted outcomes .