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Jeffery Curry

Chief Legal Officer and Secretary at CBL & ASSOCIATES PROPERTIES
Executive

About Jeffery Curry

Jeffery V. Curry, age 64, is Chief Legal Officer and Secretary of CBL, appointed interim CLO in February 2012 and permanent on April 3, 2012; he became Secretary on September 10, 2012 and also serves as Compliance Officer. He holds a JD (1985) from the University of Memphis Cecil C. Humphreys School of Law and an LL.M. in Taxation from NYU (1986); prior to joining CBL, he was a partner at Husch Blackwell LLP and served as CBL’s legal advisor since 1986 . Performance context: CBL delivered 2024 TSR of 28.5% (outperforming Russell 3000 and sector indices) , FY2024 same‑center NOI rose 0.2% , adjusted FFO was $207.3 million , and total revenues were $515.6 million .

Past Roles

OrganizationRoleYearsStrategic Impact
Husch Blackwell LLPPartner2006–2012External counsel to CBL; led legal support prior to internal appointment
CBL (external advisor)Legal advisor to the Company1986–2012Long‑tenured advisor to management and Board
CBLInterim Chief Legal OfficerFeb 2012–Apr 3, 2012Established CLO role; transition to permanent CLO

External Roles

OrganizationRoleYearsStrategic Impact
Chattanooga Inner City Outreach, Inc.Vice President and Board memberN/ACommunity engagement and local non‑profit leadership
Chattanooga Bar AssociationMemberN/AProfessional standards and legal network
Tennessee Bar AssociationMemberN/AProfessional standards and legal network

Fixed Compensation

Metric202220232024
Base Salary ($)$406,443 $406,443 $406,443
Bonus – Qualitative ($)$89,696 $93,073 $153,034
All Other Compensation ($)$7,625 $8,250 $8,256
Metric202320242025
Base Salary ($)$406,443 $406,443 $406,443

Performance Compensation

Summary Compensation (Curry)

Metric202220232024
Stock Awards ($)$1,507,724 $980,811 $689,481
Non‑Equity Incentive Plan Compensation ($)$146,904 $186,146 $261,056
Total Compensation ($)$2,158,393 $1,674,723 $1,518,270

2024 Annual Incentive Plan (AIP) – Structure and Outcome

ElementWeightingTarget ($)Actual ($)Payout
Corporate Goals (Financial + Operational)60% total; split 36% Financial, 24% Operational for NEOs $199,610 (Corporate component target) $261,056 Overall AIP at 124% of target
Individual Achievement (Qualitative)40% for NEOs Derived ≈ $133,073 (Total AIP target $332,683 – Corporate target $199,610) $153,034 Qualitative component earned at 115%
Total AIP Target (Curry)$332,683 $414,090 (sum of Corporate + Individual) 124%

2024 Long‑Term Incentive Program (LTIP) Grants – PSUs and Restricted Stock

Award TypeMetricWeightingThresholdTargetMaximumGrant DetailVesting
PSUs (2024–2026)Relative TSR vs. FTSE NAREIT All Equity REIT Retail Sector (ex‑Free‑Standing)30% 30th percentile 50th percentile 75th percentile or higher Target PSUs 17,288; Max 34,576 (Curry) Shares issued after 3‑yr performance then 1‑yr cliff vest
PSUs (2024–2026)Absolute Annualized Company TSR70% 5.5% 10.0% 18.0% Target PSUs 17,288; Max 34,576 (same grant) Shares issued after 3‑yr performance then 1‑yr cliff vest
Restricted Stock (Time‑vested)N/AN/AN/AN/AN/A11,526 shares granted on 2/7/2024; grant date FV $269,420 Vests ratably over 3 years

2025 LTIP (approved Feb 2025) – Forward Grants

ComponentTarget Value ($)Target PSUs (#)Restricted Stock Value ($)Restricted Shares (#)
Curry 2025 LTIP$673,500 13,099 $269,400 8,733

Equity Ownership & Alignment

ItemAmountNotes
Beneficial Ownership (shares)102,602 Rule 13d‑3 % “<1%”
Approx. Ownership % of Outstanding~0.33% (102,602 / 30,935,677) Company reports <1%; calc uses outstanding shares
Unvested Restricted Stock (12/31/2024)31,720 shares; $932,885 market value 2021 “Emergence” awards vest in 25% increments over 4 years; later awards vest 1/3 annually over 3 years
Unearned PSUs (12/31/2024)70,941 PSUs; $2,086,375 market/payout value assumption Assumes interim performance hurdles; final earnout subject to 3‑yr cycles
OptionsNone disclosed in 2024 plan‑based awards for Curry Company LTIP currently emphasizes RS + PSUs
Anti‑hedging / Anti‑pledgingHedging and pledging prohibited for officers/directors No pledges disclosed for Curry in proxy
Stock Ownership Guideline3x prior year’s base salary for Chief Legal Officer Valuation for compliance uses cost/tax basis or prior‑year average price
Indicative Holdings Value≈ $3.02 million (102,602 × $29.41) Suggests guideline likely met vs $1.22 million requirement (3 × $406,443), noting Company’s specific valuation rules

2024 Vesting Events and Net Retained Shares (Selling Pressure Indicator)

Award Type / DateShares AcquiredShares Surrendered for TaxesNet Shares Retained
Restricted Stock – 2/17/20243,846 937 2,909
Restricted Stock – 12/15/202412,500 4,919 7,581
PSUs – 12/31/2024 (Year 3 payout)19,354 7,616 11,738
Total (2024)35,700 13,472 22,228

Employment Terms

  • Agreement term: Second Amended and Restated Executive Employment Agreement initial term 8/18/2020–4/1/2024 (auto‑renews for successive 1‑year terms if not terminated) .
  • Base salary governance: changes at Compensation Committee discretion; not to be decreased by more than 5% during term .
  • Annual bonus: structured annually by Compensation Committee .
  • Severance economics (Double‑trigger, post‑Change‑in‑Control): 2x (current base salary + specified target bonus amount); Curry’s specified target bonus amount is $201,000 . As of 12/31/2024, cash severance payable would be $1,214,886; continuation of health insurance benefits $32,808 .
  • Death/Disability severance: 2x current base salary for non‑CEO; Curry $812,886; health insurance continuation $32,808 .
  • Non‑compete and Non‑solicit: 6‑month non‑compete; 1‑year non‑solicitation .
  • Equity acceleration upon termination events (as of 12/31/2024, using $29.41/share):
    • Change in Control: $2,449,941 vesting of equity awards .
    • Termination without Cause: $2,266,129 vesting of equity awards .
    • Death/Disability: $2,449,941 vesting of equity awards .
  • Vesting rules detail:
    • Restricted Stock: upon termination without Cause, 50% vesting for Dec 2021 grants (and Sept 2022 for CFO) and 100% for other RS awards; upon death/disability or CoC, 100% vesting .
    • PSUs: pro‑rated payout possible for in‑progress three‑year cycles under Feb 2023 and Feb 2024 PSUs upon death/disability or termination without Cause (based on interim performance); specific pro‑rated share counts shown as of 12/31/2024 (Curry 51,583) .

Investment Implications

  • Pay‑for‑performance alignment: AIP awards balanced between quantitative Corporate Goals and qualitative objectives (Curry qualitative earned at 115%), with overall 2024 payout at 124% of target amid 28.5% TSR outperformance and flat same‑center NOI, indicating alignment of cash incentives with both operational and market results .
  • Retention risk mitigants: Significant unvested equity (31,720 RS; 70,941 PSUs) and double‑trigger CoC severance, plus non‑compete/non‑solicit provisions, reduce near‑term departure risk; equity structures include three‑year PSU cycles and post‑issuance one‑year cliff vesting to reinforce continuity .
  • Trading signals: Upcoming vesting and PSU payouts can create episodic supply; however, 2024 events show net share retention (22,228 shares retained with tax withholding only), and company policies prohibit hedging/pledging—limiting forced‑selling dynamics .
  • Alignment and ownership: Curry’s beneficial holdings (102,602 shares) and indicative value at year‑end pricing suggest he likely exceeds the 3x salary ownership guideline for Chief Legal Officer, supporting “skin‑in‑the‑game,” though formal compliance uses specific valuation rules .