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Lawrence Kreider

Chief Financial Officer and Secretary at Clipper Realty
Executive

About Lawrence E. Kreider

Clipper Realty Inc.’s Chief Financial Officer and Secretary, Lawrence E. Kreider (age 77), served as CFO from 2015–2019, returned in May 2021, and continues in the role, with prior senior finance experience at Cedar Realty Trust, Affordable Residential Communities, Warnaco, Revlon/MacAndrews & Forbes, and Coopers & Lybrand; he holds a BA from Yale and an MBA from Stanford . Company-level performance during his tenure includes total shareholder return (TSR) declines since 2021, alongside relatively flat quarterly revenues in Q3 2025 versus Q3 2024; he signed the Company’s Q3 2025 CEO/CFO certifications confirming controls effectiveness .

Company performance snapshot:

MetricQ3 2024Q3 2025
Total Revenues ($USD Thousands)$37,622 $37,698
Net Loss ($USD Thousands)$(1,088) $(4,607)

Company TSR history (per Pay vs Performance disclosures):

Year-endTSR (Value of $100 Initial Investment)
2022101.56
202392.77
202457.55

Past Roles

OrganizationRoleYearsStrategic Impact/Responsibilities
Cedar Realty TrustChief Financial Officer2007–2011Direct responsibility for all aspects of financial operations
Affordable Residential Communities (now Hilltop Holdings Inc.)SVP, CFO, CIO, Chief Accounting Officer2001–2007Senior finance, IT, and accounting leadership across the enterprise
Warnaco Group Inc.SVP Finance; President, Warnaco Europe1999–2001; 2000–2001Corporate finance leadership; led European operations
Revlon, Inc.; MacAndrews & Forbes HoldingsSenior finance roles incl. SVP, Controller, Chief Accounting Officer1986–1999Corporate controller/CAO responsibilities
Zale Corp; Johnson Matthew Jewelry Corp; Refinement International CompanySenior finance positionsPre-1986Senior finance roles
Coopers & Lybrand (now PwC)Started careerN/APublic accounting foundation

External Roles

  • None disclosed as current public company board service or committee roles in Company filings for Kreider .

Fixed Compensation

  • Not disclosed. Kreider is not listed as a named executive officer (NEO) in the 2024–2025 proxy statements; base salary, target/actual bonus, and perquisites are not provided for him .

Performance Compensation

Vesting schedule of unvested LTIP units (from stock ownership footnote):

Award TypeUnvested UnitsVesting Date
LTIP Units41,6102026
LTIP Units47,7242027
LTIP Units51,5092028
LTIP Units25,0002033

Notes:

  • LTIP awards are profits-interest units in the operating partnership valued by reference to CLPR common stock; plan prohibits hedging and assignment of awards .

Equity Ownership & Alignment

ComponentAmount/Detail
Total beneficial ownership144,683 vested LTIP units (convertible 1:1 to common)
Ownership % of commonLess than 1% (*)
Unvested LTIP units41,610 (2026), 47,724 (2027), 51,509 (2028), 25,000 (2033)
Shares pledged as collateralNot disclosed in proxy/10-Q
Hedging policyAwards under 2025 Omnibus Plan may not be hedged/assigned
Stock ownership guidelinesNot disclosed for executives

Employment Terms

  • Role and tenure: CFO and Secretary; CFO from 2015–2019 (retired), returned May 2021; currently serving and certified Q3 2025 controls with CEO .
  • Contract terms, severance/change-of-control: Not disclosed for Kreider specifically (employment agreement details provided for other NEOs) .

Investment Implications

  • Alignment and retention: A long-dated vesting schedule for Kreider’s LTIP grants through 2033 supports retention, but his ownership stake is modest (<1%), tempering direct economic alignment with public shareholders .
  • Execution risk: CLPR faces material commercial leasing and debt-compliance challenges, including (i) the NYC lease termination at 250 Livingston (c. $16M annual impact including reimbursements) and ongoing servicing/default notices, and (ii) 141 Livingston litigation with the lender around lease terms and reserves; these increase operational and financing risk under CFO oversight, elevating execution demands on treasury/cash management and refinancing strategy .
  • Performance backdrop: Company TSR declined from 2021–2024 and Q3 2025 net loss widened year-over-year while revenues were flat, underscoring the need for disciplined capital allocation and liability management in a challenging urban office market environment .

Overall, Kreider’s deep finance background is additive for navigating litigation/servicing issues and refinancing; however, limited disclosed cash/equity pay detail for him constrains pay-for-performance analysis. Long-tail LTIP vesting supports continuity, while commercial occupancy and debt covenants remain key near-term catalysts and risks .