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Adam Lowe

Chief Product & Innovation Officer at CompoSecure
Executive

About Adam Lowe

Dr. Adam Lowe (age 40) is CompoSecure’s Chief Product & Innovation Officer, a role he has held since April 2022; he joined the company in January 2014 and previously served as Chief Innovation Officer (January 2020–April 2022) and VP, R&D (promoted June 2018) . He holds an MBA from Cornell’s Johnson Graduate School of Management, a PhD in microbiology from Cornell University, and a biology degree from Salisbury University . His 2024 annual incentive was tied to net revenues (60% weighting) and Adjusted EBITDA (40%), and he received 111% of target ($300,000 actual) after a committee adjustment, indicating near-target company performance on those measures for 2024 . As of April 3, 2025, he beneficially owned 521,057 shares of Class A Common Stock (<1% of outstanding) .

Past Roles

OrganizationRoleYearsStrategic Impact
CompoSecureChief Product & Innovation OfficerApr 2022–presentLeads product and innovation agenda for core and new offerings
CompoSecureChief Innovation OfficerJan 2020–Apr 2022Directed company-wide innovation initiatives
CompoSecureVice President, R&DJun 2018–Jan 2020Led R&D function
CompoSecureSenior Materials Development Engineer; roles of increasing responsibilityJan 2014–Jun 2018Advanced materials and product development
SRC (not-for-profit R&D company)Principal Research Scientist2011–2013Applied research leadership

External Roles

OrganizationRoleYearsStrategic Impact
Syracuse University, Forensic & National Security Sciences InstituteAdjunct Fellow2012–2018Academic/industry collaboration in security sciences

Fixed Compensation

Metric20232024
Base Salary ($)437,774 450,880 (3% increase)
Target Bonus (% of salary)Not disclosed60% (target $270,530)
Actual Annual Bonus ($)186,482 300,000 (111% of target; includes 5% discretionary uplift)
401(k) Match/All Other Comp ($)9,143 4,179

Performance Compensation

Annual Cash Incentive (2024 MIP)

MetricWeightingTargetActual Company Payout (% of target)Individual AdjustmentAdam Lowe Payout
Net Revenues60% Not disclosed97% (company-wide) +5% (extraordinary performance) $300,000
Adjusted EBITDA40% Not disclosed97% (company-wide) +5% (extraordinary performance) $300,000

Notes: Payout curve ranged from 0% (below threshold) to 200% (maximum) with linear interpolation; committee had ±10% discretion; Lowe received 111% of target after adjustment .

Long-Term Equity Awards

Shares granted and vesting

Grant YearGrant DateInstrumentShares (#)Vesting
2024Mar 15, 2024RSUs221,773 1/3 on Jan 1, 2025; 1/3 on Jan 1, 2026; 1/3 on Jan 1, 2027
2024Mar 15, 2024PSUs (target)110,886 Two-year performance period (2024–2025) plus one additional service year; cliff vest after three years; 0%–200% payout
2023Mar 9, 2023RSUs130,976 1/3 on Jan 1, 2024; 1/3 on Jan 1, 2025; 1/3 on Jan 1, 2026
2023Mar 9, 2023PSUs (target)65,488 69.6% earned as of Jan 1, 2025; vest on Jan 1, 2026

Aggregate grant date fair value (RSUs + PSUs, at target)

YearStock Awards ($)
20231,375,248
20241,656,639

Program design notes

  • 2024 LTI mix: ~67% RSUs and ~33% PSUs (PSUs up to 200% of target) .
  • 2025 LTIP change: awards consist exclusively of RSUs vesting in 1/3 increments on the 3rd, 5th, and 7th anniversaries (greater emphasis on service-based retention; removes PSUs) .

Equity Ownership & Alignment

Beneficial ownership (as of April 3, 2025)

HolderShares% Outstanding
Dr. Adam Lowe521,057 <1%

Outstanding equity awards (as of Dec 31, 2024)

Grant DateUnvested RSUs/Stock Awards (#)Market Value ($)Unvested PSUs at Target (#)Market/Payout Value ($)
Mar 15, 2024221,773 2,823,170 (at $12.73) 110,886 1,411,579
Mar 8, 2023132,897 1,691,774 (at $12.73)
Mar 16, 2022300,000 3,819,000 (at $12.73)

Ownership policies and practices

  • Stock ownership guidelines: CEO 6x base salary; other Named Executive Officers 3x base salary; compliance expected within 5 years; counts direct/indirect shares and RSUs (vested/unvested) and vested PSUs; excludes unvested PSUs and unexercised options .
  • Hedging/speculative trading prohibited (no short sales, options, swaps, collars, exchange funds) .
  • Pledging: No explicit pledging policy disclosure; no pledging reported for Dr. Lowe in beneficial ownership table .
  • Options: No stock options reported for Dr. Lowe in 2024; outstanding options table shows none for Lowe .

Employment Terms

TopicKey Terms
Employment AgreementDr. Lowe has an employment agreement with base salary, target bonus, eligibility for annual LTI; initial “Staking Grant” upon agreement inception .
Severance (no CIC)If terminated without Cause or resigns for Good Reason (outside 2 years of a Change in Control): cash severance equal to 1x (base salary + target bonus), payable over 1 year; pro-rata vesting of equity (performance-vested at target); lump-sum COBRA cost for 12 months .
Severance (within 2 years of CIC)Double-trigger: cash equal to 1x (base salary + target bonus) plus pro-rata annual bonus for year of termination based on actual performance; time-vested equity vests immediately; performance-vested equity vests based on actual performance as of CIC; plus COBRA payment .
Non-Compete/Non-SolicitNon-compete and non-solicit during employment and for 24 months post-termination .
ClawbackCompany-wide clawback policy (effective Oct 2, 2023) requiring recovery of erroneously awarded incentive-based compensation in event of restatement; applied to entire senior leadership team .

Performance Compensation Linkage

ElementMetricsWeightingNotes
2024 Annual BonusNet Revenues; Adjusted EBITDA60%; 40% Company payout 97% of target; Lowe paid 111% of target with +5% discretion .
2024 PSUsMulti-year financial targets (not disclosed)Two-year performance period (2024–2025), plus one service year; 0%–200% payout .
2023 PSUsMulti-year financial targets69.6% of target earned as of Jan 1, 2025; vest on Jan 1, 2026 .
2025 LTIPService-based RSUs onlyVests 1/3 at years 3, 5, 7; simplifies program and emphasizes retention .

Compensation Governance, Peer Group, and Say-on-Pay

  • Compensation Committee members in 2024 included independent directors; committee oversees CEO and NEO pay, incentive plans, ownership guidelines, and clawback .
  • Compensation consultant: FW Cook through September 2024; Semler Brossy engaged thereafter; independent under Nasdaq/SEC standards .
  • 2024 compensation peer group included payments/fintech and related firms (e.g., EVERTEC, Green Dot, CPI Card Group), supplemented with survey data; additional small asset manager peer set added in September 2024 to reflect strategic M&A priorities .
  • As an Emerging Growth Company/Smaller Reporting Company, CMPO is not yet required to hold say-on-pay; it will do so when required .

Investment Implications

  • Alignment and retention: Lowe’s pay mix is equity-heavy with multi-year vesting and sizeable unvested RSUs/PSUs outstanding, which promotes retention and alignment; 2025’s shift to long-dated, service-based RSUs further increases retention incentives but reduces explicit performance linkage in LTI .
  • Performance sensitivity: Annual bonus tied to revenue and Adjusted EBITDA produced near-target payout for 2024; committee discretion (+5%) drove Lowe’s 111% payout, signaling recognition of role-specific performance even amid modest variance to targets .
  • Risk controls: Double-trigger CIC protection, 24-month non-compete/non-solicit, and a broad clawback reduce adverse incentive risk and potential misalignment; hedging is prohibited, and no pledging is disclosed for Lowe .
  • Ownership: Lowe owns 521,057 shares (<1%); combined with unvested awards, he has meaningful skin-in-the-game though not a controlling stake; stock ownership guidelines require NEOs to reach 3x salary within 5 years, reinforcing alignment (compliance status not disclosed) .