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T. Patrick Duncan

Independent Director at CIM REAL ESTATE FINANCE TRUST
Board

About T. Patrick Duncan

T. Patrick Duncan, age 76, is an independent director of CIM Real Estate Finance Trust, Inc. (CMRF) and has served on the board since September 2015 . He currently chairs the Nominating and Corporate Governance Committee and serves on the Audit, Compensation, and Investment Risk Management Committees; he was Compensation Committee chair through February 2024 and previously served as non-executive board chair (2015–2018) . Mr. Duncan attended 100% of board and relevant committee meetings in 2024 and is designated an “audit committee financial expert” by the board . A former CEO of USAA Real Estate (Affinius Capital) with a degree from the University of Arizona, he is a Certified Public Accountant, a Certified Commercial Investment Member (CCIM), and held a Texas Real Estate Broker’s License .

Past Roles

OrganizationRoleTenureCommittees/Impact
USAA Real Estate Company (now Affinius Capital)Chief Executive Officer; earlier SVP, Real Estate OperationsCEO Jan 2005–May 2013; with company 1986–2013Oversaw acquisitions, sales, co-investments, build-to-suits, development, capital markets, management and leasing
USAA Real Estate Company BoardVice Chairman; DirectorMay 2013–Dec 2015Continued governance involvement post-CEO tenure
United Lender Services (USAA company)DirectorMay 2013–Dec 2015Board oversight
Trammell Crow CompanyFinancial PartnerPre-1986Financial leadership in real estate operations
Deloitte & Touche LLPManagerPre-Trammell CrowPublic accounting and audit experience

External Roles

OrganizationRoleTenureCommittees/Impact
CIM Income NAV, Inc. (CINAV)DirectorAug 2013–Sep 2015Board service prior to merger with CMRF
Meridian Industrial Trust (NYSE-listed REIT)Director1994–1998Public REIT board experience
American Industrial Properties REIT (NYSE-listed)Director1996–2001Public REIT board experience
Square Mile Capital Management, LLCDirector2012–2014Governance at diversified real estate investment firm
Texas Research & Technology FoundationDirectorn/dNon-profit board experience
Association of Foreign Investors in Real Estate (AFIRE)Directorn/dIndustry group leadership

Board Governance

  • Independence and role: Independent director; currently chairs Nominating & Corporate Governance, and serves on Audit, Compensation, and Investment Risk Management Committees; former Compensation Chair (to Feb-2024) and non-executive Chair (2015–2018) .
  • Attendance: Board held five meetings in 2024; all directors (including Mr. Duncan) attended all board and committee meetings .
  • Audit committee financial expert: Board designated Mr. Duncan as an “audit committee financial expert” .
  • Lead independent director: Company does not have a lead independent director; independent directors chair Audit, Compensation, and Nominating committees .
  • Investment Risk Management Committee activity: No transactions required IRM Committee review in 2024; the committee did not meet .
  • Annual elections: Directors are elected annually by stockholders .

Fixed Compensation

ComponentAmountNotes
Annual Board Retainer (through first three quarters of 2024)$80,000Paid quarterly in arrears; increased after benchmarking review
Annual Board Retainer (beginning Q4 2024)$100,000Approved Dec 2024 following independent compensation consultant benchmarking
Audit Committee Chair$20,000Chair fee (not applicable to Mr. Duncan in 2024)
Audit Committee Member (non-chair)$10,000Applicable to Mr. Duncan starting Feb 2024
Compensation Committee Chair$15,000Mr. Duncan served as chair until Feb 2024
Compensation Committee Member (non-chair)$5,000Applicable to Mr. Duncan after Feb 2024
Nominating & Corporate Governance Committee Chair$15,000Applicable to Mr. Duncan
Investment Risk Management Committee Member$5,000Applicable to Mr. Duncan
Fees Earned or Paid in Cash (2024) – T.P. Duncan$120,000Reported cash fees for 2024

Performance Compensation

Grant DateInstrumentShares/UnitsGrant-Date Fair ValueVesting
Oct 1, 2024Restricted Shares (Directors’ annual equity)≈13,136$80,000Vests on Oct 1, 2025; time-based, continued service required
Jan 2025 (True-up)Restricted Shares (Directors’ annual equity)n/d$20,000True-up to reflect increase of annual equity award from $80k to $100k
  • Equity valuation basis: Grant-date fair value calculated using estimated NAV per share; NAV used for October 2024 awards was $6.09 .
  • Compensation mix (reported 2024): Cash $120,000; stock awards $80,000; total $200,000 .
  • No performance metrics: Director equity awards are time-based (service-vesting) restricted stock; no performance condition is disclosed for director equity .

Other Directorships & Interlocks

CompanyTypeRoleTenure / Notes
CIM Income NAV, Inc. (CINAV)Public (non-traded REIT)DirectorAug 2013–Sep 2015; affiliate in CMRF’s ecosystem prior to merger
Meridian Industrial TrustPublic REIT (NYSE)Director1994–1998
American Industrial Properties REITPublic REIT (NYSE)Director1996–2001
Square Mile Capital ManagementPrivate real estate investment firmDirector2012–2014

Expertise & Qualifications

  • Financial and accounting expertise; designated audit committee financial expert .
  • 27 years at USAA Real Estate (Affinius Capital), including CEO 2005–2013, with deep experience across acquisitions, capital markets, and portfolio operations .
  • Credentials: CPA; CCIM; Texas Real Estate Broker’s License (held) .
  • Education: University of Arizona (degree) .

Equity Ownership

HolderShares Beneficially Owned% OutstandingNotes
T. Patrick Duncan60,808<1%Includes 16,420.36 restricted shares issued under the 2022 Equity Plan
  • Shares outstanding as of record date (context): 437,359,550 .
  • Hedging/pledging: Any hedging or pledging of Company securities requires pre-approval under the Company’s Code of Business Conduct and Ethics and insider trading policy; no pledging by Mr. Duncan is disclosed .

Governance Assessment

  • Strengths

    • Independent, long-tenured director with 100% board and committee attendance in 2024, enhancing board reliability and oversight continuity .
    • Deep real estate, finance, and accounting background; designated audit committee financial expert; chairs Nominating & Corporate Governance Committee, signaling strong governance focus .
    • Director compensation aligned with shareholders via annual restricted stock awards (time-based), now increased to $100k annually, balancing cash and equity .
    • Use of independent compensation consultant (Ferguson Partners) to benchmark director compensation supports independence of pay-setting .
  • Risk factors / potential red flags

    • No lead independent director; combined CEO/Chair structure persists, increasing reliance on committee chairs for independent oversight .
    • Externally managed structure with significant related-party arrangements and substantial manager fees ($39.3 million management fees plus $12.0 million reimbursements in 2024); termination fee equals 3x average annual management and incentive fees—an entrenchment risk requiring rigorous audit/governance oversight .
    • Extensive affiliate transactions and co-investments (e.g., development/property management agreements with affiliates; multiple affiliate-linked loan and JV transactions), elevating conflict-of-interest risk—mitigated by audit committee pre-approval requirements and conflict-resolution procedures that Mr. Duncan helps oversee .
    • Investment Risk Management Committee (on which he serves) did not meet in 2024, reflecting limited activity under guidelines; continued monitoring of this committee’s engagement is warranted .