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Emma Marvin

Director at COMMUNITY BANCORP /VT
Board

About Emma Marvin

Emma L. Marvin, 44, has served as an independent director of Community Bancorp. (CMTV) and Community National Bank since January 2020. She is co-owner and co-CEO of Butternut Mountain Farm in Morrisville, VT, and holds a degree in Natural Resource Management from Cornell University; she lives in Hyde Park, VT . Recognition includes Vermont Maple Person of the Year (2014) and the International Maple Syrup Institute President’s Award (2018) .

Past Roles

OrganizationRoleTenureCommittees/Impact
Butternut Mountain FarmCo-owner, Co-CEO2004–present (company employment) Scaled the family enterprise to ~150 employees, procure from >400 VT farms, operate a 150,000 sq ft production/distribution facility

External Roles

OrganizationRoleTenureType
Vermont Maple Sugar AssociationBoard memberNot disclosedIndustry association
Friends of Green River ReservoirBoard memberNot disclosedEnvironmental/non-profit
Maple Syrup InstituteBoard memberNot disclosedIndustry association
Federal Reserve Bank of Boston – Working Communities Challenge (VT)Steering committee memberNot disclosedRegional economic initiative

Board Governance

  • Committee assignments (2025): Corporate Governance/Nominating Committee (Company) and Risk Management Committee (Bank); not a chair .
  • Independence: Board determined all incumbents are independent under NASDAQ standards except Kathryn Austin, Christopher Caldwell, and Jacques Couture; Emma, an incumbent, is therefore independent .
  • Attendance: Each incumbent director attended at least 75% of aggregate Board and committee meetings in 2024; all directors attended the 2024 Annual Meeting except Bruce Baker .
  • Director stock ownership guidelines: Target 10,000 shares; directors below target must invest 25% of annual Board compensation in CMTV stock until reaching guideline .

Fixed Compensation

Metric20232024
Emma Marvin – Total Director Cash Fees ($)41,856 43,175
2024 Non-Employee Director Fee ScheduleAmount ($)Notes
Company Annual Retainer12,140Applies to Company Board members
Company Board Chair Retainer5,510Additional for Board Chair
Company Audit Committee Chair Retainer2,750Committee chair premium
Company Compensation Committee Chair Retainer2,750Committee chair premium
Company Governance Committee Chair Retainer2,750Committee chair premium
Company Board Meeting Fee775Per meeting
Company Board Committee Meeting Fee775Per meeting
Company Disclosure Control Committee Meeting Fee775Audit rep attends DCC meetings
Bank Annual Retainer12,140Applies to Bank Board members
Bank Board Meeting Fee775Per meeting
Bank Board Committee Meeting Fee775Per meeting
Bank Advisory Council Meeting Fee645Per meeting (market-wide council)
  • Compensation form: “Only the outside (non-employee) directors are paid for their service… All fees are paid in cash. The Company and the Bank do not pay any stock-based compensation to directors.”
  • Deferred Compensation Plan: Available to directors, credited at the Bank’s 3-year CD rate; currently no participants .
  • Legacy Directors’ Retirement Plan: Lump sum $1,000 per qualifying service year (1994–2004 accruals only); as of 12/31/2024 aggregate unpaid benefit $22,000; participants include Adams and Couture; no entry for Emma .

Performance Compensation

  • No equity grants (RSUs/PSUs), options, or performance-metric–tied director pay are disclosed for directors; director compensation is not at-risk and is paid entirely in cash .
  • No director-specific clawbacks, severance, change-in-control, tax gross-ups, or other incentive features are disclosed for directors in the proxy .

Other Directorships & Interlocks

Company/EntityTypeRolePotential Interlock/Conflict
Butternut Mountain FarmPrivate companyCo-owner, Co-CEONo transactions with Emma’s entity disclosed; related-party transactions disclosed for other directors/law firms; loans/deposits with directors occur at market terms .
Vermont Maple Sugar AssociationIndustry associationBoard memberNot disclosed
Maple Syrup InstituteIndustry associationBoard memberNot disclosed
Friends of Green River ReservoirNon-profitBoard memberNot disclosed
FRB Boston – Working Communities Challenge (VT)InitiativeSteering committeeNot disclosed

Expertise & Qualifications

  • Regional market knowledge and commodity operations leadership (maple products supply chain and manufacturing footprint in central Vermont) .
  • Formal education in Natural Resource Management (Cornell), supporting sustainability and operations perspective .
  • Recognized industry leadership via awards (2014, 2018) and service on multiple industry/non-profit boards .
  • Risk oversight exposure through Bank Risk Management Committee membership .

Equity Ownership

HolderShares Beneficially Owned% of Class
Emma L. Marvin6,328 0.11%
  • Guideline vs actual: Director guideline is 10,000 shares; Emma’s disclosed holdings are below target, triggering annual 25% of Board compensation investment until in compliance .
  • Pledging/hedging: No pledging disclosed for Emma; footnotes identify pledged shares for Stephen Marsh, not Emma . The Company has no explicit hedging prohibition policy but is not aware of any hedging by insiders; speculative trades (e.g., short sales) are discouraged by Insider Trading Policy .

Governance Assessment

  • Strengths: Independent status (not among the three exceptions), service on Corporate Governance/Nominating and Risk Management committees, and consistent attendance (≥75%) underpin board effectiveness and risk oversight .
  • Alignment: Directors receive only cash fees with no stock-based pay; stock ownership guideline (10,000 shares) and mandatory 25% annual reinvestment for those below target enhance alignment despite cash-heavy compensation .
  • Conflicts/related parties: Proxy discloses arm’s-length transactions with entities tied to other directors (legal services, plumbing/heating), and aggregate related-party loans and deposits, but no specific transactions involving Emma’s business are disclosed; oversight and independence appear intact .
  • Watch items/RED FLAGS:
    • Below-target stock ownership vs guideline (6,328 vs 10,000) warrants monitoring of annual purchases and progress toward compliance .
    • Company does not expressly prohibit hedging, though none is reported; policy relies on discouragement rather than prohibition—investors may prefer a formal ban for alignment .
  • Overall: Emma’s operational expertise in a key regional industry, independent status, and committee roles support governance quality. Alignment mechanisms rely on stock purchase guidelines rather than equity grants; continued disclosure of guideline compliance and maintenance of independence/conflict controls are key for investor confidence .