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Kenneth J. Krogulski

About Kenneth J. Krogulski

Independent director since 2017; age 67. Managing Partner and Chief Investment Officer at Berkshire Asset Management, with 45 years in security analysis and portfolio management; holds a B.S. in finance (Indiana University of Pennsylvania), an M.B.A. (Wilkes University), and the CFA designation. Current board role at Cumberland Pharmaceuticals Inc. (CPIX) is Class I director, expected to stand for re‑election in 2026; the Board affirms his independence under Nasdaq standards .

Past Roles

OrganizationRoleTenureCommittees/Impact
Berkshire Asset Management, LLCManaging Partner & CIONot disclosedInvestment leadership; 45 years in analysis/PM
First Eastern Bank, N.A. (now PNC Financial)Advanced to CIO, Trust Dept.Not disclosedOversaw trust investment management
Landmark Community Bank (Nasdaq: LDKB)Director (prior)Not disclosedPublic company board experience

External Roles

OrganizationRoleTenureNotes
Allied Services Integrated Health SystemDirector (current)Not disclosedHealthcare system governance

Board Governance

  • Committee assignments: Audit Committee member; Audit Committee chaired by James R. Jones; members are Jones (Chair), Krogulski, Galante .
  • Independence: The Board determined that Krogulski is independent (Nasdaq and SEC Rule 10A‑3) .
  • Attendance and engagement: Board held 3 meetings in 2024 with full attendance by every director; each director also attended all committee meetings on which they served; Audit Committee met 5 times in 2024 .
  • Board leadership: Company has a Lead Independent Director who chairs independent director sessions; identity not disclosed in the proxy .

Fixed Compensation

YearCash Retainer ($)Equity GrantGrant Details
2024 (actual)59,000Restricted stockStock awards fair value $9,050; 6,500 RS outstanding as of 12/31/2024; grant-date fair value $1.81/share on Mar 23, 2024
2025 (policy for tenured directors)60,0002,500 restricted sharesUnder the 2007 Directors’ Incentive Compensation Plan; no separate meeting fees; reimbursed reasonable expenses
  • Directors do not receive per‑meeting fees; Compensation Committee reviews and approves director compensation .

Performance Compensation

ComponentStructureMetricsVesting/Acceleration
Director equity awardsTime‑based restricted stockNo performance metrics disclosed for director compensationChange‑of‑control: all outstanding options (if any) become fully exercisable; restrictions on other awards are terminated/satisfied (single‑trigger)

Other Directorships & Interlocks

CompanyPublic/PrivateCommittee RolesPotential Interlocks
Allied Services Integrated Health SystemPrivate/nonprofitNot disclosedHealthcare sector governance
Landmark Community Bank (LDKB: Nasdaq)Public (prior)Not disclosedFinancial services; prior public board experience

No related‑party transactions reported since January 1, 2023; Audit Committee reviews RPTs for conflicts .

Expertise & Qualifications

  • Deep capital markets and investment expertise (CIO experience, CFA), directly relevant to Audit oversight and capital allocation .
  • Prior bank trust CIO role supports fiduciary governance and financial literacy; Board identifies an Audit Committee financial expert (James R. Jones), with all Audit Committee members meeting independence and financial sophistication requirements .

Equity Ownership

HolderBeneficial Shares% of OutstandingVested vs UnvestedPledging/Hedging
Kenneth J. Krogulski277,8431.99%Includes 6,500 shares he has the right to acquire upon vesting of restricted stockNo shares pledged by directors/NEOs; Company has no policy prohibiting hedging by executives/directors
  • Shares outstanding at record date: 13,936,854 (for quorum and % ownership reference) .

Governance Assessment

  • Strengths

    • Independence and strong attendance: Full participation in Board and committee meetings; Audit Committee member contributes financial oversight .
    • Financial acumen: Long‑tenured investment leadership and CFA credential align with Audit Committee responsibilities .
    • No RPTs/legal issues: No related‑party transactions since 2023; no material legal proceedings involving directors .
  • Concerns/RED FLAGS

    • Hedging allowed: Company does not prohibit hedging by executives/directors, which can weaken alignment with long‑term shareholders .
    • Single‑trigger equity acceleration: Director plan provides automatic vesting/exercisability upon change‑of‑control, which is less shareholder‑friendly than double‑trigger structures .
    • Form 4 correction: Directors (including Krogulski) filed Form 4 amendments on Jan 30, 2025 to correct granted share counts due to an administrative error (company states prior filings were timely) .
  • Additional context

    • Director compensation mix blends cash and time‑based RS; no performance‑conditioned director awards, avoiding short‑term incentives but limiting pay‑for‑performance linkage for directors .
    • Audit Committee met 5 times in 2024, consistent with active oversight; independence and financial sophistication requirements satisfied .

Notes on Insider Trading Disclosures

  • Insider Trading Policy prohibits trading while in possession of material nonpublic information; policy filed as Exhibit 19.1 to the 2024 Form 10‑K (not reproduced in proxy) .
  • Attempt to retrieve Form 4 transactions programmatically (2023–2025) for “Krogulski” via insider‑trades skill failed due to an external API authorization error; proxy ownership disclosures above remain current per record date [Read: tool error].