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Laura M. Franklin

Chairman of the Board at CTO Realty Growth
Board

About Laura M. Franklin

Independent Chairman of the Board at CTO Realty Growth, Inc. since May 2017; director since 2016; age 64; Certified Public Accountant with a B.S. in Accounting from the University of Maryland; former Executive Vice President, Accounting and Administration and Corporate Secretary at Washington Real Estate Investment Trust (now Elme Communities), where she led finance, human capital, and IT functions over a 22-year tenure; member of AICPA .

Past Roles

OrganizationRoleTenureCommittees/Impact
Washington Real Estate Investment Trust (Elme Communities)EVP, Accounting & Administration; Corporate Secretary22 yearsLed Accounting, Tax, SEC Reporting, Treasury, HR, and IT; strategic planning; worked closely with audit and compensation chairs
CohnReznick (formerly The Reznick Group)Public Accounting – Audit & Tax (Real Estate)Not disclosedSpecialized in audit and tax for real estate clients

External Roles

OrganizationRoleTenureCommittees/Impact
The Chevy Chase Land Company (Private)DirectorSince 2017Private mixed-use real estate; no public committees disclosed

Board Governance

  • Independent Chairman; governance policy requires an independent Board Chair; Ms. Franklin currently serves in this role and leads executive sessions of independent directors at each quarterly meeting .
  • Independence: Board determined Franklin is independent under NYSE standards; five of six directors are independent .
  • Committees: Audit (Brokaw—Chair; Gable; Haga), Compensation (Haga—Chair; Brokaw; Drew), Governance (Gable—Chair; Drew; Haga); Franklin is not listed as a member of these committees .
  • Attendance and engagement: In 2024, the Board held six regular meetings (one in-person, five via video) plus two additional meetings (both via video); all current directors attended >75% of Board and committee meetings; all directors attended the 2024 annual meeting (virtual) .
  • Voting standard: Majority voting in uncontested director elections with a director resignation policy if a nominee fails to receive a majority of votes cast .
  • Stock ownership guidelines for directors: Must own the greater of shares equal in value to 5x annual cash retainer or 10,000 shares; compliance measured annually .
  • Policies supporting investor confidence: Clawback policy updated to comply with SEC rules (effective Oct 24, 2023); anti-hedging and anti-pledging for directors, officers, employees; robust codes of ethics and whistleblower policy .

Fixed Compensation

Component2024 AmountNotes
Fees Earned or Paid in Cash$147,478 Franklin elected to receive annual $50,000 cash retainer and Chair/committee fees in common stock; received 2,728 fully vested, unrestricted shares in lieu of cash during 2024 .
Annual Director Stock Award$62,492 Restricted stock, 3,740 shares granted Feb 14, 2024; vests immediately but cannot be sold/disposed until service concludes .
Board Chair Retainer$97,500 Separate Chair cash retainer (policy table) .
Total 2024 Director Compensation$209,970 Sum of cash-equivalent fees and stock awards .

Additional program details:

  • Annual director cash retainer: $50,000; optional election to receive cash compensation in shares based on 20-day trailing average price .
  • Standard annual equity award: $62,500 value per director, computed on 20-day trailing average price; 3,740 shares awarded to each non-employee director on Feb 14, 2024 .

Performance Compensation

  • Non-employee director pay does not include performance-based elements; director equity awards are service-based and, while vest immediately, cannot be disposed of until service concludes .

Company-level pay-for-performance framework (for executive oversight context):

Metric (Weight)ThresholdTargetMaximum2024 ActualAchievement
AFFO per diluted share (70%)$1.50 $1.61 $1.80 $2.00 305% of target (capped at 200% for payouts)
Strategic/Qualitative (30%)Discretionary Discretionary Discretionary As determined by Compensation Committee Paid at 200% of target for NEOs

Other Directorships & Interlocks

CompanyPublic/PrivateRoleInterlocks/Conflicts
The Chevy Chase Land CompanyPrivateDirectorNo related-party transactions with CTO disclosed; no public company interlocks noted .
Public company boardsNone disclosed for Franklin in past 5 years .

Expertise & Qualifications

  • CPA; B.S. Accounting, University of Maryland; AICPA member .
  • Deep REIT functional leadership across Accounting, Tax, SEC Reporting, Treasury, HR, and IT; strategic planning; partnership with audit and compensation chairs in prior role .
  • Governance and financial oversight experience as independent Board Chair at CTO, leading executive sessions and risk oversight processes .

Equity Ownership

HolderShares Beneficially Owned% of OutstandingNotes
Laura M. Franklin55,155 <1% Includes 13,728 shares with shared voting/investment power with spouse .
Unvested sharesNone As of Dec 31, 2024, non-employee directors held no unvested shares .
OptionsNone disclosed No options exercisable/unexercisable shown for Franklin .
Ownership Guidelines5x cash retainer or 10,000 shares, whichever greater Franklin’s 55,155 shares exceed 10,000-share minimum .

Insider Trades (Section 16 Compliance Snapshot)

Director2024 Filing StatusNotes
Laura M. FranklinNo delinquent filings reportedCompany disclosed one late Form 4 for another director (Haga); no issues noted for Franklin .

Governance Assessment

  • Strengths:
    • Independent Chairman governance structure with regular executive sessions led by Franklin enhances board independence and oversight .
    • Documented independence, majority-independent Board and fully independent committees (Audit, Compensation, Governance) .
    • High engagement: >75% attendance by all directors; robust meeting schedule .
    • Shareholder-aligned policies: majority voting with resignation policy, clawback, anti-hedging/pledging, codes of ethics; annual Say-on-Pay with strong support (97.5% in 2024) .
    • Ownership alignment: director stock ownership guidelines; Franklin holds 55,155 shares, exceeding the 10,000-share minimum .
  • Potential risks/red flags:
    • Related-party transactions disclosed at company level (e.g., preferred equity investment in SEG where former CTO CFO now serves), though not involving Franklin; managed under related party policy via Audit Committee review .
    • No specific committee memberships for Franklin; as independent Chair, she provides oversight but does not sit on Audit/Comp/Gov committees; effectiveness relies on leadership of committee chairs and coordination through executive sessions .

Overall signal: Franklin’s independent Chair role, deep REIT finance/governance background, strong attendance, and meaningful equity ownership support investor confidence; absence of personal related-party transactions and anti-hedging/pledging policy reduce alignment risks .