Research analysts covering CUBB.
Recent press releases and 8-K filings for CUBB.
Customers Bank Reports Strong Q4 and Full-Year 2025 Results, Provides 2026 Guidance
CUBB
Earnings
Guidance Update
New Projects/Investments
- Customers Bank (CUBB) reported full-year 2025 core EPS of $7.61 per share, a 36% increase from 2024, alongside over 14% growth in tangible book value.
- For 2026, the company projects loan growth of 8%-12%, deposit growth of 8%-12%, and net interest income between $800 million and $830 million.
- The Qubix platform processed over $2 trillion in payments volume in 2025, marking a 30% increase and positioning Customers Bank as the number one commercial payments network in the U.S..
- Customers Bank has trained every employee on AI, with employees reporting a nearly 20% productivity gain from the technology.
Jan 23, 2026, 2:00 PM
Customers Bank Reports Strong Q4 and Full Year 2025 Results, Provides 2026 Guidance
CUBB
Earnings
Guidance Update
New Projects/Investments
- Customers Bank (CUBB) reported strong financial performance for Q4 and full year 2025, with core EPS of $7.61 for the full year, a 36% increase from 2024, and Q4 core EPS of $2.06.
- For full year 2025, deposits grew by approximately $2 billion (10%) and loans grew by 15%, while net interest income increased by 15% and tangible book value grew over 14%.
- The company provided 2026 guidance, targeting loan growth of 8%-12%, deposit growth of 8%-12%, and net interest income between $800 million and $830 million (representing 7%-11% growth).
- CUBB's Qubix instant payments platform processed over $2 trillion in payments volume in 2025, a 30% increase over the previous year, and maintained consistent average deposit balances of $3.9 billion. The company also strengthened its capital position, with a tangible common equity ratio reaching 8.5% in Q4 2025, up 90 basis points year-over-year, and maintained strong credit performance with NPAs at 29 basis points of total assets.
Jan 23, 2026, 2:00 PM
Customers Bank Reports Strong Q4 and FY 2025 Results, Provides 2026 Outlook
CUBB
Earnings
Guidance Update
New Projects/Investments
- Customers Bank (CUBB) reported strong financial performance for Q4 and FY 2025, with Core EPS of $2.06 for Q4 2025 and $7.61 for FY 2025, and FY 2025 Revenue of $818 million.
- The company achieved significant balance sheet growth in Q4 2025, with Total Assets at $24.9 billion, Total Loans at $16.8 billion, and Total Deposits at $20.8 billion.
- Profitability metrics showed improvement, with FY 2025 NIM at 3.32%, Core ROA at 1.13%, and Core ROE at 13.7%.
- For 2026, Customers Bank projects 8-12% deposit growth, 8-12% loan growth, and Net Interest Income between $800 million and $830 million.
- The bank is also prioritizing AI adoption and expansion of its payments footprint in 2026, with estimated productivity gains from AI reaching 29% by Q4 2025.
Jan 23, 2026, 2:00 PM
CUBB Reports Strong Q4 and Full-Year 2025 Results, Provides Positive 2026 Outlook
CUBB
Earnings
Guidance Update
New Projects/Investments
- CUBB reported strong financial performance for Q4 2025 with core EPS of $2.06 and for the full year 2025 with core EPS of $7.61, representing a 36% increase from the previous year, alongside 10% deposit growth and 15% loan growth.
- The company provided a positive outlook for 2026, targeting 8%-12% loan growth, 8%-12% deposit growth, and net interest income between $800 million-$830 million, while also maintaining a strong capital position with a tangible common equity ratio of 8.5% in Q4 2025.
- CUBB's Qubix payments platform processed over $2 trillion in payments volume in 2025, a 30% increase year-over-year, positioning it as the number one commercial payments network in the U.S., supported by average deposit balances of $3.9 billion.
- Strategic initiatives include significant investments in AI, with employees reporting nearly 20% productivity gains, and an operational excellence program targeting $20 million in run rate proceeds for reinvestment.
Jan 23, 2026, 2:00 PM
Customers Bancorp Reports Strong Q3 2025 Results and Raises Full-Year Guidance
CUBB
Earnings
Guidance Update
CEO Change
- Customers Bancorp reported strong Q3 2025 financial results, with core EPS of $2.20, representing a 22% quarter-over-quarter increase, driven by a 14% increase in net interest income to $202 million and a 19 basis point expansion in net interest margin to 3.46%.
- The company achieved significant balance sheet growth, with total deposits increasing by $1.4 billion to $20.4 billion, including a $900 million rise in non-interest-bearing deposits, which now constitute 31% of total deposits. Loans also grew by approximately $900 million, or 6% quarter-over-quarter.
- Capital levels were strengthened through a successful common equity offering that raised $163 million in net proceeds, leading to a 100 basis point improvement in the CET1 ratio to 13% and a 50 basis point increase in tangible common equity to 8.4%. Tangible book value per share grew to $59.72, up 25% annualized, and the efficiency ratio improved to 45.4%.
- Customers Bancorp revised its full-year 2025 guidance upwards, projecting deposit growth of 8% to 10%, loan growth of 13% to 14%, and net interest income growth of 13% to 15%. The efficiency ratio is now expected to be below 50%, and the CET1 ratio around 13% at year-end 2025.
Oct 24, 2025, 1:00 PM
Customers Bancorp Reports Strong Q3 2025 Results and Raises Full-Year Guidance
CUBB
Earnings
Guidance Update
New Projects/Investments
- Customers Bancorp reported strong Q3 2025 financial performance, with core EPS of $2.20, a core return on assets (ROA) of 1.25%, and a core return on equity (ROE) of 15.5%. Total revenues increased 12% in the quarter to $232 million.
- The company achieved significant deposit-led balance sheet growth of more than $1.5 billion , with total deposits growing $1.4 billion to $20.4 billion. Non-interest-bearing deposits increased $900 million to a record $6.4 billion, now representing 31% of total deposits.
- Capital levels were strengthened through a successful common equity offering, which improved the CET1 ratio by 100 basis points to 13% and tangible common equity by 50 basis points to 8.4%. Tangible book value per share grew to $59.72, an annualized increase of 25%.
- Customers Bancorp revised its full-year 2025 guidance upwards, projecting deposit growth of 8%-10%, loan growth of 13%-14%, and net interest income growth between 13% and 15%. The efficiency ratio is now expected to be below 50% for the year.
Oct 24, 2025, 1:00 PM
Customers Bancorp Reports Strong Q3 2025 Results and Raises Full-Year Guidance
CUBB
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Customers Bancorp (CUBB) reported strong Q3 2025 financial performance, with core EPS of $2.20 and total revenues of $232 million, an increase of 12% quarter-over-quarter.
- The company achieved significant deposit growth of $1.4 billion, with non-interest-bearing deposits increasing by $900 million to comprise 31% of total deposits. Net interest margin expanded by 19 basis points to 3.46%, contributing to a 14% increase in net interest income to $202 million.
- Capital strength improved, with the CET1 ratio rising 100 basis points to 13% and tangible common equity growing 50 basis points to 8.4%. Tangible book value per share reached $59.72, reflecting a 25% annualized growth.
- Customers Bancorp raised its full-year 2025 guidance, now expecting deposit growth of 8% to 10%, loan growth of 13% to 14%, and net interest income growth of 13% to 15%. The efficiency ratio is projected to be below 50% for the year.
Oct 24, 2025, 1:00 PM
Customers Bancorp Reports Strong Q3 2025 Results and Raises Full-Year Guidance
CUBB
Earnings
Guidance Update
Hiring
- Customers Bancorp reported strong Q3 2025 financial results, with core EPS of $2.20, a 1.25% ROA, and 15.5% ROE. The company achieved $1.4 billion in deposit growth and 6% quarter-over-quarter loan growth.
- Net interest margin expanded by 19 basis points to 3.46%, leading to a 14% increase in net interest income to $202 million, and the efficiency ratio improved to 45.4%. Tangible book value per share grew to $59.72, up 25% annualized.
- The company significantly strengthened its capital position through a $163 million common equity offering, which improved the Common Equity Tier 1 ratio by 100 basis points to 13% and tangible common equity by 50 basis points to 8.4%.
- Customers Bancorp updated its full-year 2025 guidance, increasing projected deposit growth to 8% to 10%, loan growth to 13% to 14%, and net interest income growth to 13% to 15%. The efficiency ratio is now expected to be below 50% for the year.
- Deposit transformation continued with non-interest bearing deposits growing by $900 million to a record $6.4 billion, now representing 31% of total deposits. The company also onboarded four new banking teams in Q3 2025, totaling seven deposit-focused teams for the year.
Oct 24, 2025, 1:00 PM
Quarterly earnings call transcripts for CUBB.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more