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David Bernstein

Chief Financial Officer and Chief Accounting Officer at CARNIVAL
Executive

About David Bernstein

David Bernstein, 67, is Chief Financial Officer (since 2007) and Chief Accounting Officer (since 2016) of Carnival Corporation & plc, with 26 years of service as of January 27, 2025 . As CFO/CAO, he certifies the company’s annual reports under Sarbanes‑Oxley Sections 302 and 906, underscoring primary accountability for disclosure controls and financial reporting quality . Recent company operating performance shows strong recovery: revenues and EBITDA improved materially from FY 2022 to FY 2024.

Company performance (USD):

MetricFY 2022FY 2023FY 2024
Revenues$12,169,000,000 $21,593,000,000*$25,021,000,000
EBITDA$(1,678,000,000)*$4,226,000,000*$6,076,000,000*

Values marked with * retrieved from S&P Global.

Past Roles

OrganizationRoleYearsStrategic impact / scope
Carnival Corporation & plcChief Financial Officer2007–presentPrincipal financial officer; capital markets, reporting, investor disclosures; SOX certifications
Carnival Corporation & plcChief Accounting Officer2016–presentPrincipal accounting officer; internal controls and disclosure controls oversight

External Roles

OrganizationRoleYearsNotes
No external public company directorships disclosed for Mr. Bernstein in company executive officer biographies reviewed .

Fixed Compensation

  • Base salary and target bonus (policy levels)
Item20232024 (effective Mar 1, 2024)
Base salary$850,000 $960,000
Target annual bonus$1,200,000 $1,350,000
  • All Other Compensation (2024 breakdown)
Component2024 ($)
In lieu of Savings Plan profit sharing$369,840
401(k) employer contributions$12,075
Executive medical/health costs & premiums$64,454
Automobile allowance$11,400
Other (insurance, tax prep, misc.)$12,551
Total$470,320
  • Total compensation (Summary Compensation Table)
YearSalary ($)Stock Grants ($)Non-Equity Incentive ($)All Other ($)Total ($)
2022$850,000 $0 $1,320,000 $418,671 $2,588,671
2023$850,000 $5,429,987 $2,232,000 $348,907 $8,860,894
2024$956,192 $2,998,389 $10,027,200 $470,320 $14,452,101

Notes:

  • 2024 non-equity incentive includes both 2024 MIP cash bonus and the one-time 2022 ERA performance incentive payout (see next section) .

Performance Compensation

  • Annual cash bonus (MIP) design and results (2024)
MetricWeight2024 Result vs TargetPayout factorBernstein 2024 MIP ($)
Adjusted Operating Income80% 200% of target 200%
HESS (safety, health, environment)20% 136% of target 136%
Total formula outcome187.2% $2,527,200
  • One-time Earnings Recovery Alignment (ERA) program
ItemDefinition / Targeting2024 OutcomePayout
ERA MetricNormalized adjusted EBITDA per ALBD as % of FY2019; payout 0–150%Achieved above max; 26% above max threshold (150% payout) $7,500,000 to Bernstein
  • 2024 equity grants (April 8, 2024)
GrantUnits (Target)Grant-date fair value ($)VestingPerformance metrics
PBS (Performance-Based RSUs)67,014 target; 134,028 max $2,098,878 Cliff vests Apr 2027, based on FY2024–FY2026 results Adjusted EBITDA per ALBD (65%), Adjusted ROIC (25%), Carbon Intensity Reduction (10%); payout 0–200%
TBS (Time-Based RSUs)57,440 $899,510 Pro‑rata annual vesting over 3 years (2025–2027) Retention-focused; no performance conditions

Notes:

  • Conversion price for 2024 grants was the 10‑day average ending April 8, 2024: $16.06 per share .
  • No stock options were held or granted to NEOs in 2024 .

Equity Ownership & Alignment

  • Beneficial ownership (as of Jan 13, 2025): 153,996 shares of Carnival Corporation common stock; <1% of outstanding; no Carnival plc ordinary shares .

  • Unvested and unearned equity (as of Nov 30, 2024):

CategoryShares/UnitsMarket value ($)
Unvested stock/RSUs (time- and service-based)239,421 $6,088,476 (at $25.43)
Unearned performance RSUs (PBS target)329,923 $8,389,942 (at $25.43)
  • Upcoming vesting cadence (selected line-of-sight events)

    • Restrictions lapse Feb 2025 on 42,004 RSUs (older grants) .
    • Restrictions lapse Feb 2026 on 139,977 RSUs (older grants) .
    • 2024 TBS (57,440 units) vests pro‑rata annually in Apr 2025/2026/2027; 2024 PBS vests in Apr 2027 subject to performance certification .
  • Ownership guidelines and policies

    • Executive Officers other than CEO must hold shares equal to 3x base salary; Mr. Bernstein has achieved the requirement .
    • Hedging and derivatives: Directors and Executive Officers are prohibited from hedging their beneficially owned shares (no collars, swaps, etc.) and from trading exchange‑traded options on company stock .
    • Pledging: Board members and employees may pledge shares (including in margin accounts), with cautionary restrictions and pre‑clearance implications noted; no specific pledges are disclosed for Mr. Bernstein .
    • No stock options outstanding for NEOs in 2024 .

Employment Terms

  • No employment agreement; no cash severance entitlement for Mr. Bernstein (policy favors ≤12‑month notice; exceptions apply to two other executives only) .

  • Equity treatment under Carnival Corporation 2020 Stock Plan:

    • Death/disability: all unvested equity vests immediately .
    • Change of control: double trigger—acceleration only upon involuntary termination within 12 months post‑CIC .
    • Clawbacks and forfeiture for violations (confidentiality/non‑compete) or misconduct and in event of accounting restatement pursuant to Dodd‑Frank compliant policy (3‑year lookback) .
  • Estimated potential value of equity upon various termination scenarios (as of Nov 30, 2024; based on $25.43 close):

ScenarioValue of RSUs ($)
Termination without cause$6,088,476
Death or disability$11,785,836
Retirement$6,088,476
Change of control (double trigger)$14,478,418
  • No tax gross‑ups on severance or accelerated equity; benefits provided under plan terms only .
  • No defined benefit pension; no nonqualified deferred compensation plan participation; prior non‑qualified profit‑share cash contribution was discontinued for 2024 (rolled into salary/bonus targets) .

Compensation Structure Analysis

  • Mix shift and alignment

    • 2024 total pay rose to $14.45M, driven by one-time ERA cash ($7.5M) and above‑target MIP (187.2%, $2.53M), while grant‑date equity value fell vs 2023 ($3.00M vs $5.43M), increasing the cash share of total compensation in 2024 .
    • Long‑term equity remains majority performance‑based (PBS 70%, TBS 30%) with multi‑year metrics anchored on profitability and decarbonization (Adjusted EBITDA per ALBD, ROIC, Carbon Intensity Reduction) .
  • Performance metrics and rigor

    • MIP concentrated 80% on Adjusted Operating Income with 20% on HESS (safety/health/environment), producing a 187.2% outcome for 2024 amid record operating results .
    • ERA program (approved in 2022) paid at maximum (150%) for outperforming FY2019 earnings intensity by 26%—a one‑time, recovery‑linked incentive that will not recur annually .
  • Risk controls

    • Double‑trigger CIC acceleration; robust clawback policy aligned to NYSE/Dodd‑Frank; prohibition on hedging by executives; no option repricings or option holdings in 2024 .

Investment Implications

  • Pay‑for‑performance alignment strengthened in 2024 via high MIP weight on profitability (80%) and majority PBS in LTI, but optics skew cash‑heavy due to the one‑time ERA payout; investors should normalize for ERA when assessing ongoing pay levels .
  • Near‑term vesting cadence (Feb 2025/Feb 2026 and annual TBS tranches 2025–2027) could create incremental selling pressure; however, ownership guidelines (3x salary) and holding requirements mitigate misalignment risk .
  • Minimal severance and double‑trigger equity reduce change‑of‑control windfall risk and indicate retention depends on unvested equity value rather than contractual cash protections .
  • Execution track record shows material operating recovery (revenues and EBITDA) under current leadership, which supported maximum ERA and above‑target MIP outcomes; sustaining EBITDA/ROIC and carbon intensity improvements will be key to PBS vesting in 2027 (0–200% range) .

Notes: Company performance table values marked with * retrieved from S&P Global.